LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,252
−HK$7,478/mo
▼ 0.25% · 3.875%
HK$122,961
−HK$3,769/mo
Today · 4.125%
HK$126,730
baseline
▲ 0.50% · 4.625%
HK$134,441
+HK$7,711/mo
Deposit HK$26.15M · loan HK$26.15M · min. income ≈ HK$253,460/mo (50% DSR)
Upfront cash ≈ HK$28.37M (deposit + AVD stamp duty HK$2,222,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,667
−HK$7,167/mo
▼ 0.25% · 3.875%
HK$136,225
−HK$3,609/mo
Today · 4.125%
HK$139,834
baseline
▲ 0.50% · 4.625%
HK$147,205
+HK$7,371/mo
Deposit HK$26.15M · loan HK$26.15M · min. income ≈ HK$279,668/mo (50% DSR)
Upfront cash ≈ HK$28.37M (deposit + AVD stamp duty HK$2,222,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,102
−HK$8,974/mo
▼ 0.25% · 3.875%
HK$147,554
−HK$4,522/mo
Today · 4.125%
HK$152,076
baseline
▲ 0.50% · 4.625%
HK$161,330
+HK$9,254/mo
Deposit HK$20.92M · loan HK$31.38M · min. income ≈ HK$304,152/mo (50% DSR)
Upfront cash ≈ HK$23.14M (deposit + AVD stamp duty HK$2,222,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,200
−HK$8,601/mo
▼ 0.25% · 3.875%
HK$163,470
−HK$4,331/mo
Today · 4.125%
HK$167,801
baseline
▲ 0.50% · 4.625%
HK$176,646
+HK$8,845/mo
Deposit HK$20.92M · loan HK$31.38M · min. income ≈ HK$335,602/mo (50% DSR)
Upfront cash ≈ HK$23.14M (deposit + AVD stamp duty HK$2,222,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,953
−HK$10,469/mo
▼ 0.25% · 3.875%
HK$172,146
−HK$5,276/mo
Today · 4.125%
HK$177,422
baseline
▲ 0.50% · 4.625%
HK$188,218
+HK$10,796/mo
Deposit HK$15.69M · loan HK$36.61M · min. income ≈ HK$354,844/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$2,222,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,733
−HK$10,035/mo
▼ 0.25% · 3.875%
HK$190,715
−HK$5,053/mo
Today · 4.125%
HK$195,768
baseline
▲ 0.50% · 4.625%
HK$206,087
+HK$10,319/mo
Deposit HK$15.69M · loan HK$36.61M · min. income ≈ HK$391,536/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$2,222,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,654
−HK$13,460/mo
▼ 0.25% · 3.875%
HK$221,331
−HK$6,783/mo
Today · 4.125%
HK$228,114
baseline
▲ 0.50% · 4.625%
HK$241,994
+HK$13,880/mo
Deposit HK$5.23M · loan HK$47.07M · min. income ≈ HK$456,228/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$2,222,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,800
−HK$12,902/mo
▼ 0.25% · 3.875%
HK$245,204
−HK$6,498/mo
Today · 4.125%
HK$251,702
baseline
▲ 0.50% · 4.625%
HK$264,969
+HK$13,267/mo
Deposit HK$5.23M · loan HK$47.07M · min. income ≈ HK$503,404/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$2,222,649 · Scale 2, in force from 26 Feb 2026)