LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,261
−HK$7,479/mo
▼ 0.25% · 3.875%
HK$122,971
−HK$3,769/mo
Today · 4.125%
HK$126,740
baseline
▲ 0.50% · 4.625%
HK$134,452
+HK$7,712/mo
Deposit HK$26.15M · loan HK$26.15M · min. income ≈ HK$253,480/mo (50% DSR)
Upfront cash ≈ HK$28.37M (deposit + AVD stamp duty HK$2,222,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,677
−HK$7,168/mo
▼ 0.25% · 3.875%
HK$136,235
−HK$3,610/mo
Today · 4.125%
HK$139,845
baseline
▲ 0.50% · 4.625%
HK$147,216
+HK$7,371/mo
Deposit HK$26.15M · loan HK$26.15M · min. income ≈ HK$279,690/mo (50% DSR)
Upfront cash ≈ HK$28.37M (deposit + AVD stamp duty HK$2,222,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,113
−HK$8,975/mo
▼ 0.25% · 3.875%
HK$147,565
−HK$4,523/mo
Today · 4.125%
HK$152,088
baseline
▲ 0.50% · 4.625%
HK$161,342
+HK$9,254/mo
Deposit HK$20.92M · loan HK$31.38M · min. income ≈ HK$304,176/mo (50% DSR)
Upfront cash ≈ HK$23.14M (deposit + AVD stamp duty HK$2,222,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,212
−HK$8,602/mo
▼ 0.25% · 3.875%
HK$163,482
−HK$4,332/mo
Today · 4.125%
HK$167,814
baseline
▲ 0.50% · 4.625%
HK$176,659
+HK$8,845/mo
Deposit HK$20.92M · loan HK$31.38M · min. income ≈ HK$335,628/mo (50% DSR)
Upfront cash ≈ HK$23.14M (deposit + AVD stamp duty HK$2,222,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,965
−HK$10,471/mo
▼ 0.25% · 3.875%
HK$172,159
−HK$5,277/mo
Today · 4.125%
HK$177,436
baseline
▲ 0.50% · 4.625%
HK$188,232
+HK$10,796/mo
Deposit HK$15.69M · loan HK$36.61M · min. income ≈ HK$354,872/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$2,222,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,747
−HK$10,036/mo
▼ 0.25% · 3.875%
HK$190,729
−HK$5,054/mo
Today · 4.125%
HK$195,783
baseline
▲ 0.50% · 4.625%
HK$206,103
+HK$10,320/mo
Deposit HK$15.69M · loan HK$36.61M · min. income ≈ HK$391,566/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$2,222,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,670
−HK$13,462/mo
▼ 0.25% · 3.875%
HK$221,347
−HK$6,785/mo
Today · 4.125%
HK$228,132
baseline
▲ 0.50% · 4.625%
HK$242,013
+HK$13,881/mo
Deposit HK$5.23M · loan HK$47.07M · min. income ≈ HK$456,264/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$2,222,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,818
−HK$12,903/mo
▼ 0.25% · 3.875%
HK$245,223
−HK$6,498/mo
Today · 4.125%
HK$251,721
baseline
▲ 0.50% · 4.625%
HK$264,989
+HK$13,268/mo
Deposit HK$5.23M · loan HK$47.07M · min. income ≈ HK$503,442/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$2,222,818 · Scale 2, in force from 26 Feb 2026)