LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,927
−HK$748/mo
▼ 0.25% · 3.875%
HK$12,298
−HK$377/mo
Today · 4.125%
HK$12,675
baseline
▲ 0.50% · 4.625%
HK$13,446
+HK$771/mo
Deposit HK$2.62M · loan HK$2.62M · min. income ≈ HK$25,350/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$117,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,269
−HK$717/mo
▼ 0.25% · 3.875%
HK$13,625
−HK$361/mo
Today · 4.125%
HK$13,986
baseline
▲ 0.50% · 4.625%
HK$14,723
+HK$737/mo
Deposit HK$2.62M · loan HK$2.62M · min. income ≈ HK$27,972/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$117,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,312
−HK$898/mo
▼ 0.25% · 3.875%
HK$14,758
−HK$452/mo
Today · 4.125%
HK$15,210
baseline
▲ 0.50% · 4.625%
HK$16,135
+HK$925/mo
Deposit HK$2.09M · loan HK$3.14M · min. income ≈ HK$30,420/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$117,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,922
−HK$861/mo
▼ 0.25% · 3.875%
HK$16,349
−HK$434/mo
Today · 4.125%
HK$16,783
baseline
▲ 0.50% · 4.625%
HK$17,667
+HK$884/mo
Deposit HK$2.09M · loan HK$3.14M · min. income ≈ HK$33,566/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$117,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,698
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$17,217
−HK$528/mo
Today · 4.125%
HK$17,745
baseline
▲ 0.50% · 4.625%
HK$18,825
+HK$1,080/mo
Deposit HK$1.57M · loan HK$3.66M · min. income ≈ HK$35,490/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$117,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,576
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$19,074
−HK$506/mo
Today · 4.125%
HK$19,580
baseline
▲ 0.50% · 4.625%
HK$20,612
+HK$1,032/mo
Deposit HK$1.57M · loan HK$3.66M · min. income ≈ HK$39,160/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$117,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,469
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$22,136
−HK$679/mo
Today · 4.125%
HK$22,815
baseline
▲ 0.50% · 4.625%
HK$24,203
+HK$1,388/mo
Deposit HK$523K · loan HK$4.71M · min. income ≈ HK$45,630/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$117,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,884
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$24,524
−HK$650/mo
Today · 4.125%
HK$25,174
baseline
▲ 0.50% · 4.625%
HK$26,501
+HK$1,327/mo
Deposit HK$523K · loan HK$4.71M · min. income ≈ HK$50,348/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$117,688 · Scale 2, in force from 26 Feb 2026)