LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,283
−HK$7,480/mo
▼ 0.25% · 3.875%
HK$122,994
−HK$3,769/mo
Today · 4.125%
HK$126,763
baseline
▲ 0.50% · 4.625%
HK$134,477
+HK$7,714/mo
Deposit HK$26.16M · loan HK$26.16M · min. income ≈ HK$253,526/mo (50% DSR)
Upfront cash ≈ HK$28.38M (deposit + AVD stamp duty HK$2,223,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,701
−HK$7,170/mo
▼ 0.25% · 3.875%
HK$136,260
−HK$3,611/mo
Today · 4.125%
HK$139,871
baseline
▲ 0.50% · 4.625%
HK$147,244
+HK$7,373/mo
Deposit HK$26.16M · loan HK$26.16M · min. income ≈ HK$279,742/mo (50% DSR)
Upfront cash ≈ HK$28.38M (deposit + AVD stamp duty HK$2,223,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,140
−HK$8,976/mo
▼ 0.25% · 3.875%
HK$147,592
−HK$4,524/mo
Today · 4.125%
HK$152,116
baseline
▲ 0.50% · 4.625%
HK$161,372
+HK$9,256/mo
Deposit HK$20.92M · loan HK$31.39M · min. income ≈ HK$304,232/mo (50% DSR)
Upfront cash ≈ HK$23.15M (deposit + AVD stamp duty HK$2,223,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,242
−HK$8,603/mo
▼ 0.25% · 3.875%
HK$163,512
−HK$4,333/mo
Today · 4.125%
HK$167,845
baseline
▲ 0.50% · 4.625%
HK$176,692
+HK$8,847/mo
Deposit HK$20.92M · loan HK$31.39M · min. income ≈ HK$335,690/mo (50% DSR)
Upfront cash ≈ HK$23.15M (deposit + AVD stamp duty HK$2,223,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,997
−HK$10,472/mo
▼ 0.25% · 3.875%
HK$172,191
−HK$5,278/mo
Today · 4.125%
HK$177,469
baseline
▲ 0.50% · 4.625%
HK$188,267
+HK$10,798/mo
Deposit HK$15.69M · loan HK$36.62M · min. income ≈ HK$354,938/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$2,223,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,782
−HK$10,037/mo
▼ 0.25% · 3.875%
HK$190,765
−HK$5,054/mo
Today · 4.125%
HK$195,819
baseline
▲ 0.50% · 4.625%
HK$206,141
+HK$10,322/mo
Deposit HK$15.69M · loan HK$36.62M · min. income ≈ HK$391,638/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$2,223,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,710
−HK$13,464/mo
▼ 0.25% · 3.875%
HK$221,389
−HK$6,785/mo
Today · 4.125%
HK$228,174
baseline
▲ 0.50% · 4.625%
HK$242,058
+HK$13,884/mo
Deposit HK$5.23M · loan HK$47.08M · min. income ≈ HK$456,348/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$2,223,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,863
−HK$12,905/mo
▼ 0.25% · 3.875%
HK$245,269
−HK$6,499/mo
Today · 4.125%
HK$251,768
baseline
▲ 0.50% · 4.625%
HK$265,039
+HK$13,271/mo
Deposit HK$5.23M · loan HK$47.08M · min. income ≈ HK$503,536/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$2,223,232 · Scale 2, in force from 26 Feb 2026)