LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,286
−HK$7,481/mo
▼ 0.25% · 3.875%
HK$122,997
−HK$3,770/mo
Today · 4.125%
HK$126,767
baseline
▲ 0.50% · 4.625%
HK$134,480
+HK$7,713/mo
Deposit HK$26.16M · loan HK$26.16M · min. income ≈ HK$253,534/mo (50% DSR)
Upfront cash ≈ HK$28.38M (deposit + AVD stamp duty HK$2,223,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,705
−HK$7,169/mo
▼ 0.25% · 3.875%
HK$136,264
−HK$3,610/mo
Today · 4.125%
HK$139,874
baseline
▲ 0.50% · 4.625%
HK$147,247
+HK$7,373/mo
Deposit HK$26.16M · loan HK$26.16M · min. income ≈ HK$279,748/mo (50% DSR)
Upfront cash ≈ HK$28.38M (deposit + AVD stamp duty HK$2,223,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,144
−HK$8,976/mo
▼ 0.25% · 3.875%
HK$147,596
−HK$4,524/mo
Today · 4.125%
HK$152,120
baseline
▲ 0.50% · 4.625%
HK$161,376
+HK$9,256/mo
Deposit HK$20.93M · loan HK$31.39M · min. income ≈ HK$304,240/mo (50% DSR)
Upfront cash ≈ HK$23.15M (deposit + AVD stamp duty HK$2,223,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,246
−HK$8,603/mo
▼ 0.25% · 3.875%
HK$163,517
−HK$4,332/mo
Today · 4.125%
HK$167,849
baseline
▲ 0.50% · 4.625%
HK$176,697
+HK$8,848/mo
Deposit HK$20.93M · loan HK$31.39M · min. income ≈ HK$335,698/mo (50% DSR)
Upfront cash ≈ HK$23.15M (deposit + AVD stamp duty HK$2,223,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,001
−HK$10,472/mo
▼ 0.25% · 3.875%
HK$172,195
−HK$5,278/mo
Today · 4.125%
HK$177,473
baseline
▲ 0.50% · 4.625%
HK$188,272
+HK$10,799/mo
Deposit HK$15.69M · loan HK$36.62M · min. income ≈ HK$354,946/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$2,223,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,787
−HK$10,037/mo
▼ 0.25% · 3.875%
HK$190,769
−HK$5,055/mo
Today · 4.125%
HK$195,824
baseline
▲ 0.50% · 4.625%
HK$206,146
+HK$10,322/mo
Deposit HK$15.69M · loan HK$36.62M · min. income ≈ HK$391,648/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$2,223,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,715
−HK$13,465/mo
▼ 0.25% · 3.875%
HK$221,394
−HK$6,786/mo
Today · 4.125%
HK$228,180
baseline
▲ 0.50% · 4.625%
HK$242,064
+HK$13,884/mo
Deposit HK$5.23M · loan HK$47.08M · min. income ≈ HK$456,360/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$2,223,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,869
−HK$12,905/mo
▼ 0.25% · 3.875%
HK$245,275
−HK$6,499/mo
Today · 4.125%
HK$251,774
baseline
▲ 0.50% · 4.625%
HK$265,045
+HK$13,271/mo
Deposit HK$5.23M · loan HK$47.08M · min. income ≈ HK$503,548/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$2,223,289 · Scale 2, in force from 26 Feb 2026)