LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,929
−HK$748/mo
▼ 0.25% · 3.875%
HK$12,300
−HK$377/mo
Today · 4.125%
HK$12,677
baseline
▲ 0.50% · 4.625%
HK$13,449
+HK$772/mo
Deposit HK$2.62M · loan HK$2.62M · min. income ≈ HK$25,354/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$117,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,271
−HK$717/mo
▼ 0.25% · 3.875%
HK$13,627
−HK$361/mo
Today · 4.125%
HK$13,988
baseline
▲ 0.50% · 4.625%
HK$14,725
+HK$737/mo
Deposit HK$2.62M · loan HK$2.62M · min. income ≈ HK$27,976/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$117,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,315
−HK$898/mo
▼ 0.25% · 3.875%
HK$14,760
−HK$453/mo
Today · 4.125%
HK$15,213
baseline
▲ 0.50% · 4.625%
HK$16,138
+HK$925/mo
Deposit HK$2.09M · loan HK$3.14M · min. income ≈ HK$30,426/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$117,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,925
−HK$861/mo
▼ 0.25% · 3.875%
HK$16,352
−HK$434/mo
Today · 4.125%
HK$16,786
baseline
▲ 0.50% · 4.625%
HK$17,670
+HK$884/mo
Deposit HK$2.09M · loan HK$3.14M · min. income ≈ HK$33,572/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$117,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,701
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$17,220
−HK$528/mo
Today · 4.125%
HK$17,748
baseline
▲ 0.50% · 4.625%
HK$18,828
+HK$1,080/mo
Deposit HK$1.57M · loan HK$3.66M · min. income ≈ HK$35,496/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$117,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,580
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$19,078
−HK$505/mo
Today · 4.125%
HK$19,583
baseline
▲ 0.50% · 4.625%
HK$20,616
+HK$1,033/mo
Deposit HK$1.57M · loan HK$3.66M · min. income ≈ HK$39,166/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$117,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,473
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$22,140
−HK$679/mo
Today · 4.125%
HK$22,819
baseline
▲ 0.50% · 4.625%
HK$24,208
+HK$1,389/mo
Deposit HK$523K · loan HK$4.71M · min. income ≈ HK$45,638/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$117,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,888
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,529
−HK$650/mo
Today · 4.125%
HK$25,179
baseline
▲ 0.50% · 4.625%
HK$26,506
+HK$1,327/mo
Deposit HK$523K · loan HK$4.71M · min. income ≈ HK$50,358/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$117,709 · Scale 2, in force from 26 Feb 2026)