LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,295
−HK$7,481/mo
▼ 0.25% · 3.875%
HK$123,006
−HK$3,770/mo
Today · 4.125%
HK$126,776
baseline
▲ 0.50% · 4.625%
HK$134,490
+HK$7,714/mo
Deposit HK$26.16M · loan HK$26.16M · min. income ≈ HK$253,552/mo (50% DSR)
Upfront cash ≈ HK$28.38M (deposit + AVD stamp duty HK$2,223,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,715
−HK$7,170/mo
▼ 0.25% · 3.875%
HK$136,274
−HK$3,611/mo
Today · 4.125%
HK$139,885
baseline
▲ 0.50% · 4.625%
HK$147,258
+HK$7,373/mo
Deposit HK$26.16M · loan HK$26.16M · min. income ≈ HK$279,770/mo (50% DSR)
Upfront cash ≈ HK$28.38M (deposit + AVD stamp duty HK$2,223,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,154
−HK$8,977/mo
▼ 0.25% · 3.875%
HK$147,607
−HK$4,524/mo
Today · 4.125%
HK$152,131
baseline
▲ 0.50% · 4.625%
HK$161,388
+HK$9,257/mo
Deposit HK$20.93M · loan HK$31.39M · min. income ≈ HK$304,262/mo (50% DSR)
Upfront cash ≈ HK$23.15M (deposit + AVD stamp duty HK$2,223,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,258
−HK$8,604/mo
▼ 0.25% · 3.875%
HK$163,529
−HK$4,333/mo
Today · 4.125%
HK$167,862
baseline
▲ 0.50% · 4.625%
HK$176,710
+HK$8,848/mo
Deposit HK$20.93M · loan HK$31.39M · min. income ≈ HK$335,724/mo (50% DSR)
Upfront cash ≈ HK$23.15M (deposit + AVD stamp duty HK$2,223,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,013
−HK$10,473/mo
▼ 0.25% · 3.875%
HK$172,208
−HK$5,278/mo
Today · 4.125%
HK$177,486
baseline
▲ 0.50% · 4.625%
HK$188,286
+HK$10,800/mo
Deposit HK$15.69M · loan HK$36.62M · min. income ≈ HK$354,972/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$2,223,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,801
−HK$10,038/mo
▼ 0.25% · 3.875%
HK$190,784
−HK$5,055/mo
Today · 4.125%
HK$195,839
baseline
▲ 0.50% · 4.625%
HK$206,162
+HK$10,323/mo
Deposit HK$15.69M · loan HK$36.62M · min. income ≈ HK$391,678/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$2,223,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,731
−HK$13,466/mo
▼ 0.25% · 3.875%
HK$221,411
−HK$6,786/mo
Today · 4.125%
HK$228,197
baseline
▲ 0.50% · 4.625%
HK$242,082
+HK$13,885/mo
Deposit HK$5.23M · loan HK$47.08M · min. income ≈ HK$456,394/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$2,223,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,886
−HK$12,907/mo
▼ 0.25% · 3.875%
HK$245,293
−HK$6,500/mo
Today · 4.125%
HK$251,793
baseline
▲ 0.50% · 4.625%
HK$265,065
+HK$13,272/mo
Deposit HK$5.23M · loan HK$47.08M · min. income ≈ HK$503,586/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$2,223,455 · Scale 2, in force from 26 Feb 2026)