LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,930
−HK$749/mo
▼ 0.25% · 3.875%
HK$12,302
−HK$377/mo
Today · 4.125%
HK$12,679
baseline
▲ 0.50% · 4.625%
HK$13,450
+HK$771/mo
Deposit HK$2.62M · loan HK$2.62M · min. income ≈ HK$25,358/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$117,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,273
−HK$717/mo
▼ 0.25% · 3.875%
HK$13,629
−HK$361/mo
Today · 4.125%
HK$13,990
baseline
▲ 0.50% · 4.625%
HK$14,727
+HK$737/mo
Deposit HK$2.62M · loan HK$2.62M · min. income ≈ HK$27,980/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$117,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,317
−HK$897/mo
▼ 0.25% · 3.875%
HK$14,762
−HK$452/mo
Today · 4.125%
HK$15,214
baseline
▲ 0.50% · 4.625%
HK$16,140
+HK$926/mo
Deposit HK$2.09M · loan HK$3.14M · min. income ≈ HK$30,428/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$117,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,927
−HK$861/mo
▼ 0.25% · 3.875%
HK$16,354
−HK$434/mo
Today · 4.125%
HK$16,788
baseline
▲ 0.50% · 4.625%
HK$17,672
+HK$884/mo
Deposit HK$2.09M · loan HK$3.14M · min. income ≈ HK$33,576/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$117,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,703
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$17,222
−HK$528/mo
Today · 4.125%
HK$17,750
baseline
▲ 0.50% · 4.625%
HK$18,830
+HK$1,080/mo
Deposit HK$1.57M · loan HK$3.66M · min. income ≈ HK$35,500/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$117,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,582
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$19,080
−HK$505/mo
Today · 4.125%
HK$19,585
baseline
▲ 0.50% · 4.625%
HK$20,618
+HK$1,033/mo
Deposit HK$1.57M · loan HK$3.66M · min. income ≈ HK$39,170/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$117,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,475
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,143
−HK$679/mo
Today · 4.125%
HK$22,822
baseline
▲ 0.50% · 4.625%
HK$24,210
+HK$1,388/mo
Deposit HK$523K · loan HK$4.71M · min. income ≈ HK$45,644/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$117,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,891
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$24,531
−HK$650/mo
Today · 4.125%
HK$25,181
baseline
▲ 0.50% · 4.625%
HK$26,509
+HK$1,328/mo
Deposit HK$523K · loan HK$4.71M · min. income ≈ HK$50,362/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$117,722 · Scale 2, in force from 26 Feb 2026)