LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,329
−HK$7,483/mo
▼ 0.25% · 3.875%
HK$123,041
−HK$3,771/mo
Today · 4.125%
HK$126,812
baseline
▲ 0.50% · 4.625%
HK$134,528
+HK$7,716/mo
Deposit HK$26.17M · loan HK$26.17M · min. income ≈ HK$253,624/mo (50% DSR)
Upfront cash ≈ HK$28.39M (deposit + AVD stamp duty HK$2,224,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,752
−HK$7,172/mo
▼ 0.25% · 3.875%
HK$136,312
−HK$3,612/mo
Today · 4.125%
HK$139,924
baseline
▲ 0.50% · 4.625%
HK$147,300
+HK$7,376/mo
Deposit HK$26.17M · loan HK$26.17M · min. income ≈ HK$279,848/mo (50% DSR)
Upfront cash ≈ HK$28.39M (deposit + AVD stamp duty HK$2,224,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,195
−HK$8,979/mo
▼ 0.25% · 3.875%
HK$147,649
−HK$4,525/mo
Today · 4.125%
HK$152,174
baseline
▲ 0.50% · 4.625%
HK$161,434
+HK$9,260/mo
Deposit HK$20.93M · loan HK$31.40M · min. income ≈ HK$304,348/mo (50% DSR)
Upfront cash ≈ HK$23.16M (deposit + AVD stamp duty HK$2,224,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,303
−HK$8,606/mo
▼ 0.25% · 3.875%
HK$163,575
−HK$4,334/mo
Today · 4.125%
HK$167,909
baseline
▲ 0.50% · 4.625%
HK$176,760
+HK$8,851/mo
Deposit HK$20.93M · loan HK$31.40M · min. income ≈ HK$335,818/mo (50% DSR)
Upfront cash ≈ HK$23.16M (deposit + AVD stamp duty HK$2,224,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,060
−HK$10,476/mo
▼ 0.25% · 3.875%
HK$172,257
−HK$5,279/mo
Today · 4.125%
HK$177,536
baseline
▲ 0.50% · 4.625%
HK$188,339
+HK$10,803/mo
Deposit HK$15.70M · loan HK$36.63M · min. income ≈ HK$355,072/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$2,224,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,853
−HK$10,041/mo
▼ 0.25% · 3.875%
HK$190,837
−HK$5,057/mo
Today · 4.125%
HK$195,894
baseline
▲ 0.50% · 4.625%
HK$206,220
+HK$10,326/mo
Deposit HK$15.70M · loan HK$36.63M · min. income ≈ HK$391,788/mo (50% DSR)
Upfront cash ≈ HK$17.92M (deposit + AVD stamp duty HK$2,224,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,792
−HK$13,469/mo
▼ 0.25% · 3.875%
HK$221,473
−HK$6,788/mo
Today · 4.125%
HK$228,261
baseline
▲ 0.50% · 4.625%
HK$242,150
+HK$13,889/mo
Deposit HK$5.23M · loan HK$47.10M · min. income ≈ HK$456,522/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$2,224,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,954
−HK$12,910/mo
▼ 0.25% · 3.875%
HK$245,362
−HK$6,502/mo
Today · 4.125%
HK$251,864
baseline
▲ 0.50% · 4.625%
HK$265,140
+HK$13,276/mo
Deposit HK$5.23M · loan HK$47.10M · min. income ≈ HK$503,728/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$2,224,081 · Scale 2, in force from 26 Feb 2026)