LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,341
−HK$7,484/mo
▼ 0.25% · 3.875%
HK$123,053
−HK$3,772/mo
Today · 4.125%
HK$126,825
baseline
▲ 0.50% · 4.625%
HK$134,542
+HK$7,717/mo
Deposit HK$26.17M · loan HK$26.17M · min. income ≈ HK$253,650/mo (50% DSR)
Upfront cash ≈ HK$28.39M (deposit + AVD stamp duty HK$2,224,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,766
−HK$7,173/mo
▼ 0.25% · 3.875%
HK$136,327
−HK$3,612/mo
Today · 4.125%
HK$139,939
baseline
▲ 0.50% · 4.625%
HK$147,315
+HK$7,376/mo
Deposit HK$26.17M · loan HK$26.17M · min. income ≈ HK$279,878/mo (50% DSR)
Upfront cash ≈ HK$28.39M (deposit + AVD stamp duty HK$2,224,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,209
−HK$8,981/mo
▼ 0.25% · 3.875%
HK$147,664
−HK$4,526/mo
Today · 4.125%
HK$152,190
baseline
▲ 0.50% · 4.625%
HK$161,450
+HK$9,260/mo
Deposit HK$20.93M · loan HK$31.40M · min. income ≈ HK$304,380/mo (50% DSR)
Upfront cash ≈ HK$23.16M (deposit + AVD stamp duty HK$2,224,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,319
−HK$8,608/mo
▼ 0.25% · 3.875%
HK$163,592
−HK$4,335/mo
Today · 4.125%
HK$167,927
baseline
▲ 0.50% · 4.625%
HK$176,778
+HK$8,851/mo
Deposit HK$20.93M · loan HK$31.40M · min. income ≈ HK$335,854/mo (50% DSR)
Upfront cash ≈ HK$23.16M (deposit + AVD stamp duty HK$2,224,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,078
−HK$10,477/mo
▼ 0.25% · 3.875%
HK$172,275
−HK$5,280/mo
Today · 4.125%
HK$177,555
baseline
▲ 0.50% · 4.625%
HK$188,359
+HK$10,804/mo
Deposit HK$15.70M · loan HK$36.64M · min. income ≈ HK$355,110/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$2,224,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,872
−HK$10,042/mo
▼ 0.25% · 3.875%
HK$190,857
−HK$5,057/mo
Today · 4.125%
HK$195,914
baseline
▲ 0.50% · 4.625%
HK$206,241
+HK$10,327/mo
Deposit HK$15.70M · loan HK$36.64M · min. income ≈ HK$391,828/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$2,224,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,814
−HK$13,471/mo
▼ 0.25% · 3.875%
HK$221,496
−HK$6,789/mo
Today · 4.125%
HK$228,285
baseline
▲ 0.50% · 4.625%
HK$242,175
+HK$13,890/mo
Deposit HK$5.23M · loan HK$47.10M · min. income ≈ HK$456,570/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$2,224,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,979
−HK$12,911/mo
▼ 0.25% · 3.875%
HK$245,388
−HK$6,502/mo
Today · 4.125%
HK$251,890
baseline
▲ 0.50% · 4.625%
HK$265,167
+HK$13,277/mo
Deposit HK$5.23M · loan HK$47.10M · min. income ≈ HK$503,780/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$2,224,312 · Scale 2, in force from 26 Feb 2026)