LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,351
−HK$7,484/mo
▼ 0.25% · 3.875%
HK$123,063
−HK$3,772/mo
Today · 4.125%
HK$126,835
baseline
▲ 0.50% · 4.625%
HK$134,553
+HK$7,718/mo
Deposit HK$26.17M · loan HK$26.17M · min. income ≈ HK$253,670/mo (50% DSR)
Upfront cash ≈ HK$28.39M (deposit + AVD stamp duty HK$2,224,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,777
−HK$7,173/mo
▼ 0.25% · 3.875%
HK$136,338
−HK$3,612/mo
Today · 4.125%
HK$139,950
baseline
▲ 0.50% · 4.625%
HK$147,327
+HK$7,377/mo
Deposit HK$26.17M · loan HK$26.17M · min. income ≈ HK$279,900/mo (50% DSR)
Upfront cash ≈ HK$28.39M (deposit + AVD stamp duty HK$2,224,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,221
−HK$8,981/mo
▼ 0.25% · 3.875%
HK$147,676
−HK$4,526/mo
Today · 4.125%
HK$152,202
baseline
▲ 0.50% · 4.625%
HK$161,463
+HK$9,261/mo
Deposit HK$20.94M · loan HK$31.40M · min. income ≈ HK$304,404/mo (50% DSR)
Upfront cash ≈ HK$23.16M (deposit + AVD stamp duty HK$2,224,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,332
−HK$8,608/mo
▼ 0.25% · 3.875%
HK$163,605
−HK$4,335/mo
Today · 4.125%
HK$167,940
baseline
▲ 0.50% · 4.625%
HK$176,793
+HK$8,853/mo
Deposit HK$20.94M · loan HK$31.40M · min. income ≈ HK$335,880/mo (50% DSR)
Upfront cash ≈ HK$23.16M (deposit + AVD stamp duty HK$2,224,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,091
−HK$10,478/mo
▼ 0.25% · 3.875%
HK$172,289
−HK$5,280/mo
Today · 4.125%
HK$177,569
baseline
▲ 0.50% · 4.625%
HK$188,374
+HK$10,805/mo
Deposit HK$15.70M · loan HK$36.64M · min. income ≈ HK$355,138/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$2,224,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,887
−HK$10,043/mo
▼ 0.25% · 3.875%
HK$190,873
−HK$5,057/mo
Today · 4.125%
HK$195,930
baseline
▲ 0.50% · 4.625%
HK$206,258
+HK$10,328/mo
Deposit HK$15.70M · loan HK$36.64M · min. income ≈ HK$391,860/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$2,224,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,832
−HK$13,471/mo
▼ 0.25% · 3.875%
HK$221,514
−HK$6,789/mo
Today · 4.125%
HK$228,303
baseline
▲ 0.50% · 4.625%
HK$242,195
+HK$13,892/mo
Deposit HK$5.23M · loan HK$47.11M · min. income ≈ HK$456,606/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$2,224,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,998
−HK$12,912/mo
▼ 0.25% · 3.875%
HK$245,408
−HK$6,502/mo
Today · 4.125%
HK$251,910
baseline
▲ 0.50% · 4.625%
HK$265,189
+HK$13,279/mo
Deposit HK$5.23M · loan HK$47.11M · min. income ≈ HK$503,820/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$2,224,492 · Scale 2, in force from 26 Feb 2026)