LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,352
−HK$7,484/mo
▼ 0.25% · 3.875%
HK$123,065
−HK$3,771/mo
Today · 4.125%
HK$126,836
baseline
▲ 0.50% · 4.625%
HK$134,554
+HK$7,718/mo
Deposit HK$26.17M · loan HK$26.17M · min. income ≈ HK$253,672/mo (50% DSR)
Upfront cash ≈ HK$28.40M (deposit + AVD stamp duty HK$2,224,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,778
−HK$7,174/mo
▼ 0.25% · 3.875%
HK$136,339
−HK$3,613/mo
Today · 4.125%
HK$139,952
baseline
▲ 0.50% · 4.625%
HK$147,329
+HK$7,377/mo
Deposit HK$26.17M · loan HK$26.17M · min. income ≈ HK$279,904/mo (50% DSR)
Upfront cash ≈ HK$28.40M (deposit + AVD stamp duty HK$2,224,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,222
−HK$8,982/mo
▼ 0.25% · 3.875%
HK$147,678
−HK$4,526/mo
Today · 4.125%
HK$152,204
baseline
▲ 0.50% · 4.625%
HK$161,465
+HK$9,261/mo
Deposit HK$20.94M · loan HK$31.40M · min. income ≈ HK$304,408/mo (50% DSR)
Upfront cash ≈ HK$23.16M (deposit + AVD stamp duty HK$2,224,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,334
−HK$8,608/mo
▼ 0.25% · 3.875%
HK$163,607
−HK$4,335/mo
Today · 4.125%
HK$167,942
baseline
▲ 0.50% · 4.625%
HK$176,794
+HK$8,852/mo
Deposit HK$20.94M · loan HK$31.40M · min. income ≈ HK$335,884/mo (50% DSR)
Upfront cash ≈ HK$23.16M (deposit + AVD stamp duty HK$2,224,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,093
−HK$10,478/mo
▼ 0.25% · 3.875%
HK$172,290
−HK$5,281/mo
Today · 4.125%
HK$177,571
baseline
▲ 0.50% · 4.625%
HK$188,376
+HK$10,805/mo
Deposit HK$15.70M · loan HK$36.64M · min. income ≈ HK$355,142/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$2,224,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,889
−HK$10,043/mo
▼ 0.25% · 3.875%
HK$190,875
−HK$5,057/mo
Today · 4.125%
HK$195,932
baseline
▲ 0.50% · 4.625%
HK$206,260
+HK$10,328/mo
Deposit HK$15.70M · loan HK$36.64M · min. income ≈ HK$391,864/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$2,224,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,834
−HK$13,472/mo
▼ 0.25% · 3.875%
HK$221,516
−HK$6,790/mo
Today · 4.125%
HK$228,306
baseline
▲ 0.50% · 4.625%
HK$242,198
+HK$13,892/mo
Deposit HK$5.23M · loan HK$47.11M · min. income ≈ HK$456,612/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$2,224,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,000
−HK$12,913/mo
▼ 0.25% · 3.875%
HK$245,410
−HK$6,503/mo
Today · 4.125%
HK$251,913
baseline
▲ 0.50% · 4.625%
HK$265,191
+HK$13,278/mo
Deposit HK$5.23M · loan HK$47.11M · min. income ≈ HK$503,826/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$2,224,515 · Scale 2, in force from 26 Feb 2026)