LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,362
−HK$7,485/mo
▼ 0.25% · 3.875%
HK$123,074
−HK$3,773/mo
Today · 4.125%
HK$126,847
baseline
▲ 0.50% · 4.625%
HK$134,565
+HK$7,718/mo
Deposit HK$26.17M · loan HK$26.17M · min. income ≈ HK$253,694/mo (50% DSR)
Upfront cash ≈ HK$28.40M (deposit + AVD stamp duty HK$2,224,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,789
−HK$7,174/mo
▼ 0.25% · 3.875%
HK$136,350
−HK$3,613/mo
Today · 4.125%
HK$139,963
baseline
▲ 0.50% · 4.625%
HK$147,340
+HK$7,377/mo
Deposit HK$26.17M · loan HK$26.17M · min. income ≈ HK$279,926/mo (50% DSR)
Upfront cash ≈ HK$28.40M (deposit + AVD stamp duty HK$2,224,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,234
−HK$8,982/mo
▼ 0.25% · 3.875%
HK$147,689
−HK$4,527/mo
Today · 4.125%
HK$152,216
baseline
▲ 0.50% · 4.625%
HK$161,478
+HK$9,262/mo
Deposit HK$20.94M · loan HK$31.41M · min. income ≈ HK$304,432/mo (50% DSR)
Upfront cash ≈ HK$23.16M (deposit + AVD stamp duty HK$2,224,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,346
−HK$8,609/mo
▼ 0.25% · 3.875%
HK$163,620
−HK$4,335/mo
Today · 4.125%
HK$167,955
baseline
▲ 0.50% · 4.625%
HK$176,808
+HK$8,853/mo
Deposit HK$20.94M · loan HK$31.41M · min. income ≈ HK$335,910/mo (50% DSR)
Upfront cash ≈ HK$23.16M (deposit + AVD stamp duty HK$2,224,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,106
−HK$10,479/mo
▼ 0.25% · 3.875%
HK$172,304
−HK$5,281/mo
Today · 4.125%
HK$177,585
baseline
▲ 0.50% · 4.625%
HK$188,391
+HK$10,806/mo
Deposit HK$15.70M · loan HK$36.64M · min. income ≈ HK$355,170/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$2,224,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,904
−HK$10,044/mo
▼ 0.25% · 3.875%
HK$190,890
−HK$5,058/mo
Today · 4.125%
HK$195,948
baseline
▲ 0.50% · 4.625%
HK$206,277
+HK$10,329/mo
Deposit HK$15.70M · loan HK$36.64M · min. income ≈ HK$391,896/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$2,224,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,851
−HK$13,473/mo
▼ 0.25% · 3.875%
HK$221,534
−HK$6,790/mo
Today · 4.125%
HK$228,324
baseline
▲ 0.50% · 4.625%
HK$242,217
+HK$13,893/mo
Deposit HK$5.23M · loan HK$47.11M · min. income ≈ HK$456,648/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$2,224,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,019
−HK$12,914/mo
▼ 0.25% · 3.875%
HK$245,430
−HK$6,503/mo
Today · 4.125%
HK$251,933
baseline
▲ 0.50% · 4.625%
HK$265,213
+HK$13,280/mo
Deposit HK$5.23M · loan HK$47.11M · min. income ≈ HK$503,866/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$2,224,692 · Scale 2, in force from 26 Feb 2026)