LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,367
−HK$7,486/mo
▼ 0.25% · 3.875%
HK$123,080
−HK$3,773/mo
Today · 4.125%
HK$126,853
baseline
▲ 0.50% · 4.625%
HK$134,571
+HK$7,718/mo
Deposit HK$26.17M · loan HK$26.17M · min. income ≈ HK$253,706/mo (50% DSR)
Upfront cash ≈ HK$28.40M (deposit + AVD stamp duty HK$2,224,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,795
−HK$7,174/mo
▼ 0.25% · 3.875%
HK$136,356
−HK$3,613/mo
Today · 4.125%
HK$139,969
baseline
▲ 0.50% · 4.625%
HK$147,347
+HK$7,378/mo
Deposit HK$26.17M · loan HK$26.17M · min. income ≈ HK$279,938/mo (50% DSR)
Upfront cash ≈ HK$28.40M (deposit + AVD stamp duty HK$2,224,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,241
−HK$8,982/mo
▼ 0.25% · 3.875%
HK$147,696
−HK$4,527/mo
Today · 4.125%
HK$152,223
baseline
▲ 0.50% · 4.625%
HK$161,486
+HK$9,263/mo
Deposit HK$20.94M · loan HK$31.41M · min. income ≈ HK$304,446/mo (50% DSR)
Upfront cash ≈ HK$23.16M (deposit + AVD stamp duty HK$2,224,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,354
−HK$8,609/mo
▼ 0.25% · 3.875%
HK$163,628
−HK$4,335/mo
Today · 4.125%
HK$167,963
baseline
▲ 0.50% · 4.625%
HK$176,817
+HK$8,854/mo
Deposit HK$20.94M · loan HK$31.41M · min. income ≈ HK$335,926/mo (50% DSR)
Upfront cash ≈ HK$23.16M (deposit + AVD stamp duty HK$2,224,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,114
−HK$10,480/mo
▼ 0.25% · 3.875%
HK$172,312
−HK$5,282/mo
Today · 4.125%
HK$177,594
baseline
▲ 0.50% · 4.625%
HK$188,400
+HK$10,806/mo
Deposit HK$15.70M · loan HK$36.64M · min. income ≈ HK$355,188/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$2,224,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,913
−HK$10,044/mo
▼ 0.25% · 3.875%
HK$190,899
−HK$5,058/mo
Today · 4.125%
HK$195,957
baseline
▲ 0.50% · 4.625%
HK$206,286
+HK$10,329/mo
Deposit HK$15.70M · loan HK$36.64M · min. income ≈ HK$391,914/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$2,224,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,861
−HK$13,474/mo
▼ 0.25% · 3.875%
HK$221,544
−HK$6,791/mo
Today · 4.125%
HK$228,335
baseline
▲ 0.50% · 4.625%
HK$242,228
+HK$13,893/mo
Deposit HK$5.23M · loan HK$47.11M · min. income ≈ HK$456,670/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$2,224,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,031
−HK$12,914/mo
▼ 0.25% · 3.875%
HK$245,441
−HK$6,504/mo
Today · 4.125%
HK$251,945
baseline
▲ 0.50% · 4.625%
HK$265,225
+HK$13,280/mo
Deposit HK$5.23M · loan HK$47.11M · min. income ≈ HK$503,890/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$2,224,797 · Scale 2, in force from 26 Feb 2026)