LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,937
−HK$749/mo
▼ 0.25% · 3.875%
HK$12,309
−HK$377/mo
Today · 4.125%
HK$12,686
baseline
▲ 0.50% · 4.625%
HK$13,458
+HK$772/mo
Deposit HK$2.62M · loan HK$2.62M · min. income ≈ HK$25,372/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$117,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,280
−HK$718/mo
▼ 0.25% · 3.875%
HK$13,636
−HK$362/mo
Today · 4.125%
HK$13,998
baseline
▲ 0.50% · 4.625%
HK$14,735
+HK$737/mo
Deposit HK$2.62M · loan HK$2.62M · min. income ≈ HK$27,996/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$117,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,325
−HK$898/mo
▼ 0.25% · 3.875%
HK$14,770
−HK$453/mo
Today · 4.125%
HK$15,223
baseline
▲ 0.50% · 4.625%
HK$16,149
+HK$926/mo
Deposit HK$2.09M · loan HK$3.14M · min. income ≈ HK$30,446/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$117,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,936
−HK$861/mo
▼ 0.25% · 3.875%
HK$16,364
−HK$433/mo
Today · 4.125%
HK$16,797
baseline
▲ 0.50% · 4.625%
HK$17,682
+HK$885/mo
Deposit HK$2.09M · loan HK$3.14M · min. income ≈ HK$33,594/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$117,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,712
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$17,232
−HK$528/mo
Today · 4.125%
HK$17,760
baseline
▲ 0.50% · 4.625%
HK$18,841
+HK$1,081/mo
Deposit HK$1.57M · loan HK$3.66M · min. income ≈ HK$35,520/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$117,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,592
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$19,091
−HK$506/mo
Today · 4.125%
HK$19,597
baseline
▲ 0.50% · 4.625%
HK$20,630
+HK$1,033/mo
Deposit HK$1.57M · loan HK$3.66M · min. income ≈ HK$39,194/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$117,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,487
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,155
−HK$680/mo
Today · 4.125%
HK$22,835
baseline
▲ 0.50% · 4.625%
HK$24,224
+HK$1,389/mo
Deposit HK$524K · loan HK$4.71M · min. income ≈ HK$45,670/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$117,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,904
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,545
−HK$651/mo
Today · 4.125%
HK$25,196
baseline
▲ 0.50% · 4.625%
HK$26,524
+HK$1,328/mo
Deposit HK$524K · loan HK$4.71M · min. income ≈ HK$50,392/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$117,789 · Scale 2, in force from 26 Feb 2026)