LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,388
−HK$7,486/mo
▼ 0.25% · 3.875%
HK$123,101
−HK$3,773/mo
Today · 4.125%
HK$126,874
baseline
▲ 0.50% · 4.625%
HK$134,594
+HK$7,720/mo
Deposit HK$26.18M · loan HK$26.18M · min. income ≈ HK$253,748/mo (50% DSR)
Upfront cash ≈ HK$28.40M (deposit + AVD stamp duty HK$2,225,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,818
−HK$7,175/mo
▼ 0.25% · 3.875%
HK$136,380
−HK$3,613/mo
Today · 4.125%
HK$139,993
baseline
▲ 0.50% · 4.625%
HK$147,373
+HK$7,380/mo
Deposit HK$26.18M · loan HK$26.18M · min. income ≈ HK$279,986/mo (50% DSR)
Upfront cash ≈ HK$28.40M (deposit + AVD stamp duty HK$2,225,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,265
−HK$8,984/mo
▼ 0.25% · 3.875%
HK$147,722
−HK$4,527/mo
Today · 4.125%
HK$152,249
baseline
▲ 0.50% · 4.625%
HK$161,513
+HK$9,264/mo
Deposit HK$20.94M · loan HK$31.41M · min. income ≈ HK$304,498/mo (50% DSR)
Upfront cash ≈ HK$23.17M (deposit + AVD stamp duty HK$2,225,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,381
−HK$8,611/mo
▼ 0.25% · 3.875%
HK$163,656
−HK$4,336/mo
Today · 4.125%
HK$167,992
baseline
▲ 0.50% · 4.625%
HK$176,847
+HK$8,855/mo
Deposit HK$20.94M · loan HK$31.41M · min. income ≈ HK$335,984/mo (50% DSR)
Upfront cash ≈ HK$23.17M (deposit + AVD stamp duty HK$2,225,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,143
−HK$10,481/mo
▼ 0.25% · 3.875%
HK$172,342
−HK$5,282/mo
Today · 4.125%
HK$177,624
baseline
▲ 0.50% · 4.625%
HK$188,432
+HK$10,808/mo
Deposit HK$15.71M · loan HK$36.65M · min. income ≈ HK$355,248/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$2,225,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,945
−HK$10,046/mo
▼ 0.25% · 3.875%
HK$190,932
−HK$5,059/mo
Today · 4.125%
HK$195,991
baseline
▲ 0.50% · 4.625%
HK$206,322
+HK$10,331/mo
Deposit HK$15.71M · loan HK$36.65M · min. income ≈ HK$391,982/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$2,225,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,898
−HK$13,476/mo
▼ 0.25% · 3.875%
HK$221,582
−HK$6,792/mo
Today · 4.125%
HK$228,374
baseline
▲ 0.50% · 4.625%
HK$242,270
+HK$13,896/mo
Deposit HK$5.24M · loan HK$47.12M · min. income ≈ HK$456,748/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$2,225,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,072
−HK$12,916/mo
▼ 0.25% · 3.875%
HK$245,483
−HK$6,505/mo
Today · 4.125%
HK$251,988
baseline
▲ 0.50% · 4.625%
HK$265,271
+HK$13,283/mo
Deposit HK$5.24M · loan HK$47.12M · min. income ≈ HK$503,976/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$2,225,178 · Scale 2, in force from 26 Feb 2026)