LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,941
−HK$749/mo
▼ 0.25% · 3.875%
HK$12,313
−HK$377/mo
Today · 4.125%
HK$12,690
baseline
▲ 0.50% · 4.625%
HK$13,462
+HK$772/mo
Deposit HK$2.62M · loan HK$2.62M · min. income ≈ HK$25,380/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$117,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,285
−HK$717/mo
▼ 0.25% · 3.875%
HK$13,641
−HK$361/mo
Today · 4.125%
HK$14,002
baseline
▲ 0.50% · 4.625%
HK$14,741
+HK$739/mo
Deposit HK$2.62M · loan HK$2.62M · min. income ≈ HK$28,004/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$117,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,330
−HK$898/mo
▼ 0.25% · 3.875%
HK$14,775
−HK$453/mo
Today · 4.125%
HK$15,228
baseline
▲ 0.50% · 4.625%
HK$16,155
+HK$927/mo
Deposit HK$2.09M · loan HK$3.14M · min. income ≈ HK$30,456/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$117,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,942
−HK$861/mo
▼ 0.25% · 3.875%
HK$16,369
−HK$434/mo
Today · 4.125%
HK$16,803
baseline
▲ 0.50% · 4.625%
HK$17,689
+HK$886/mo
Deposit HK$2.09M · loan HK$3.14M · min. income ≈ HK$33,606/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$117,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,718
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$17,238
−HK$528/mo
Today · 4.125%
HK$17,766
baseline
▲ 0.50% · 4.625%
HK$18,847
+HK$1,081/mo
Deposit HK$1.57M · loan HK$3.67M · min. income ≈ HK$35,532/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$117,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,599
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$19,097
−HK$506/mo
Today · 4.125%
HK$19,603
baseline
▲ 0.50% · 4.625%
HK$20,637
+HK$1,034/mo
Deposit HK$1.57M · loan HK$3.67M · min. income ≈ HK$39,206/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$117,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,495
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,163
−HK$680/mo
Today · 4.125%
HK$22,843
baseline
▲ 0.50% · 4.625%
HK$24,232
+HK$1,389/mo
Deposit HK$524K · loan HK$4.71M · min. income ≈ HK$45,686/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$117,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,913
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,554
−HK$650/mo
Today · 4.125%
HK$25,204
baseline
▲ 0.50% · 4.625%
HK$26,533
+HK$1,329/mo
Deposit HK$524K · loan HK$4.71M · min. income ≈ HK$50,408/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$117,831 · Scale 2, in force from 26 Feb 2026)