LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,418
−HK$7,488/mo
▼ 0.25% · 3.875%
HK$123,132
−HK$3,774/mo
Today · 4.125%
HK$126,906
baseline
▲ 0.50% · 4.625%
HK$134,628
+HK$7,722/mo
Deposit HK$26.19M · loan HK$26.19M · min. income ≈ HK$253,812/mo (50% DSR)
Upfront cash ≈ HK$28.41M (deposit + AVD stamp duty HK$2,225,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,851
−HK$7,178/mo
▼ 0.25% · 3.875%
HK$136,414
−HK$3,615/mo
Today · 4.125%
HK$140,029
baseline
▲ 0.50% · 4.625%
HK$147,410
+HK$7,381/mo
Deposit HK$26.19M · loan HK$26.19M · min. income ≈ HK$280,058/mo (50% DSR)
Upfront cash ≈ HK$28.41M (deposit + AVD stamp duty HK$2,225,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,301
−HK$8,987/mo
▼ 0.25% · 3.875%
HK$147,759
−HK$4,529/mo
Today · 4.125%
HK$152,288
baseline
▲ 0.50% · 4.625%
HK$161,554
+HK$9,266/mo
Deposit HK$20.95M · loan HK$31.42M · min. income ≈ HK$304,576/mo (50% DSR)
Upfront cash ≈ HK$23.17M (deposit + AVD stamp duty HK$2,225,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,421
−HK$8,613/mo
▼ 0.25% · 3.875%
HK$163,697
−HK$4,337/mo
Today · 4.125%
HK$168,034
baseline
▲ 0.50% · 4.625%
HK$176,892
+HK$8,858/mo
Deposit HK$20.95M · loan HK$31.42M · min. income ≈ HK$336,068/mo (50% DSR)
Upfront cash ≈ HK$23.17M (deposit + AVD stamp duty HK$2,225,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,185
−HK$10,484/mo
▼ 0.25% · 3.875%
HK$172,385
−HK$5,284/mo
Today · 4.125%
HK$177,669
baseline
▲ 0.50% · 4.625%
HK$188,480
+HK$10,811/mo
Deposit HK$15.71M · loan HK$36.66M · min. income ≈ HK$355,338/mo (50% DSR)
Upfront cash ≈ HK$17.94M (deposit + AVD stamp duty HK$2,225,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,992
−HK$10,048/mo
▼ 0.25% · 3.875%
HK$190,980
−HK$5,060/mo
Today · 4.125%
HK$196,040
baseline
▲ 0.50% · 4.625%
HK$206,374
+HK$10,334/mo
Deposit HK$15.71M · loan HK$36.66M · min. income ≈ HK$392,080/mo (50% DSR)
Upfront cash ≈ HK$17.94M (deposit + AVD stamp duty HK$2,225,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,952
−HK$13,479/mo
▼ 0.25% · 3.875%
HK$221,638
−HK$6,793/mo
Today · 4.125%
HK$228,431
baseline
▲ 0.50% · 4.625%
HK$242,331
+HK$13,900/mo
Deposit HK$5.24M · loan HK$47.13M · min. income ≈ HK$456,862/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$2,225,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,132
−HK$12,920/mo
▼ 0.25% · 3.875%
HK$245,545
−HK$6,507/mo
Today · 4.125%
HK$252,052
baseline
▲ 0.50% · 4.625%
HK$265,338
+HK$13,286/mo
Deposit HK$5.24M · loan HK$47.13M · min. income ≈ HK$504,104/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$2,225,740 · Scale 2, in force from 26 Feb 2026)