LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,419
−HK$7,488/mo
▼ 0.25% · 3.875%
HK$123,133
−HK$3,774/mo
Today · 4.125%
HK$126,907
baseline
▲ 0.50% · 4.625%
HK$134,629
+HK$7,722/mo
Deposit HK$26.19M · loan HK$26.19M · min. income ≈ HK$253,814/mo (50% DSR)
Upfront cash ≈ HK$28.41M (deposit + AVD stamp duty HK$2,225,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,852
−HK$7,178/mo
▼ 0.25% · 3.875%
HK$136,415
−HK$3,615/mo
Today · 4.125%
HK$140,030
baseline
▲ 0.50% · 4.625%
HK$147,411
+HK$7,381/mo
Deposit HK$26.19M · loan HK$26.19M · min. income ≈ HK$280,060/mo (50% DSR)
Upfront cash ≈ HK$28.41M (deposit + AVD stamp duty HK$2,225,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,302
−HK$8,987/mo
▼ 0.25% · 3.875%
HK$147,760
−HK$4,529/mo
Today · 4.125%
HK$152,289
baseline
▲ 0.50% · 4.625%
HK$161,555
+HK$9,266/mo
Deposit HK$20.95M · loan HK$31.42M · min. income ≈ HK$304,578/mo (50% DSR)
Upfront cash ≈ HK$23.17M (deposit + AVD stamp duty HK$2,225,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,422
−HK$8,614/mo
▼ 0.25% · 3.875%
HK$163,698
−HK$4,338/mo
Today · 4.125%
HK$168,036
baseline
▲ 0.50% · 4.625%
HK$176,893
+HK$8,857/mo
Deposit HK$20.95M · loan HK$31.42M · min. income ≈ HK$336,072/mo (50% DSR)
Upfront cash ≈ HK$23.17M (deposit + AVD stamp duty HK$2,225,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,186
−HK$10,484/mo
▼ 0.25% · 3.875%
HK$172,386
−HK$5,284/mo
Today · 4.125%
HK$177,670
baseline
▲ 0.50% · 4.625%
HK$188,481
+HK$10,811/mo
Deposit HK$15.71M · loan HK$36.66M · min. income ≈ HK$355,340/mo (50% DSR)
Upfront cash ≈ HK$17.94M (deposit + AVD stamp duty HK$2,225,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,993
−HK$10,048/mo
▼ 0.25% · 3.875%
HK$190,981
−HK$5,060/mo
Today · 4.125%
HK$196,041
baseline
▲ 0.50% · 4.625%
HK$206,375
+HK$10,334/mo
Deposit HK$15.71M · loan HK$36.66M · min. income ≈ HK$392,082/mo (50% DSR)
Upfront cash ≈ HK$17.94M (deposit + AVD stamp duty HK$2,225,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,953
−HK$13,480/mo
▼ 0.25% · 3.875%
HK$221,640
−HK$6,793/mo
Today · 4.125%
HK$228,433
baseline
▲ 0.50% · 4.625%
HK$242,333
+HK$13,900/mo
Deposit HK$5.24M · loan HK$47.13M · min. income ≈ HK$456,866/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$2,225,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,134
−HK$12,919/mo
▼ 0.25% · 3.875%
HK$245,547
−HK$6,506/mo
Today · 4.125%
HK$252,053
baseline
▲ 0.50% · 4.625%
HK$265,339
+HK$13,286/mo
Deposit HK$5.24M · loan HK$47.13M · min. income ≈ HK$504,106/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$2,225,755 · Scale 2, in force from 26 Feb 2026)