LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,424
−HK$7,489/mo
▼ 0.25% · 3.875%
HK$123,138
−HK$3,775/mo
Today · 4.125%
HK$126,913
baseline
▲ 0.50% · 4.625%
HK$134,635
+HK$7,722/mo
Deposit HK$26.19M · loan HK$26.19M · min. income ≈ HK$253,826/mo (50% DSR)
Upfront cash ≈ HK$28.41M (deposit + AVD stamp duty HK$2,225,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,858
−HK$7,177/mo
▼ 0.25% · 3.875%
HK$136,421
−HK$3,614/mo
Today · 4.125%
HK$140,035
baseline
▲ 0.50% · 4.625%
HK$147,417
+HK$7,382/mo
Deposit HK$26.19M · loan HK$26.19M · min. income ≈ HK$280,070/mo (50% DSR)
Upfront cash ≈ HK$28.41M (deposit + AVD stamp duty HK$2,225,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,308
−HK$8,987/mo
▼ 0.25% · 3.875%
HK$147,766
−HK$4,529/mo
Today · 4.125%
HK$152,295
baseline
▲ 0.50% · 4.625%
HK$161,562
+HK$9,267/mo
Deposit HK$20.95M · loan HK$31.42M · min. income ≈ HK$304,590/mo (50% DSR)
Upfront cash ≈ HK$23.18M (deposit + AVD stamp duty HK$2,225,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,429
−HK$8,614/mo
▼ 0.25% · 3.875%
HK$163,705
−HK$4,338/mo
Today · 4.125%
HK$168,043
baseline
▲ 0.50% · 4.625%
HK$176,900
+HK$8,857/mo
Deposit HK$20.95M · loan HK$31.42M · min. income ≈ HK$336,086/mo (50% DSR)
Upfront cash ≈ HK$23.18M (deposit + AVD stamp duty HK$2,225,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,193
−HK$10,485/mo
▼ 0.25% · 3.875%
HK$172,394
−HK$5,284/mo
Today · 4.125%
HK$177,678
baseline
▲ 0.50% · 4.625%
HK$188,489
+HK$10,811/mo
Deposit HK$15.71M · loan HK$36.66M · min. income ≈ HK$355,356/mo (50% DSR)
Upfront cash ≈ HK$17.94M (deposit + AVD stamp duty HK$2,225,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,001
−HK$10,049/mo
▼ 0.25% · 3.875%
HK$190,989
−HK$5,061/mo
Today · 4.125%
HK$196,050
baseline
▲ 0.50% · 4.625%
HK$206,384
+HK$10,334/mo
Deposit HK$15.71M · loan HK$36.66M · min. income ≈ HK$392,100/mo (50% DSR)
Upfront cash ≈ HK$17.94M (deposit + AVD stamp duty HK$2,225,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,963
−HK$13,480/mo
▼ 0.25% · 3.875%
HK$221,649
−HK$6,794/mo
Today · 4.125%
HK$228,443
baseline
▲ 0.50% · 4.625%
HK$242,343
+HK$13,900/mo
Deposit HK$5.24M · loan HK$47.14M · min. income ≈ HK$456,886/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$2,225,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,144
−HK$12,920/mo
▼ 0.25% · 3.875%
HK$245,557
−HK$6,507/mo
Today · 4.125%
HK$252,064
baseline
▲ 0.50% · 4.625%
HK$265,351
+HK$13,287/mo
Deposit HK$5.24M · loan HK$47.14M · min. income ≈ HK$504,128/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$2,225,849 · Scale 2, in force from 26 Feb 2026)