LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,439
−HK$7,490/mo
▼ 0.25% · 3.875%
HK$123,154
−HK$3,775/mo
Today · 4.125%
HK$126,929
baseline
▲ 0.50% · 4.625%
HK$134,652
+HK$7,723/mo
Deposit HK$26.19M · loan HK$26.19M · min. income ≈ HK$253,858/mo (50% DSR)
Upfront cash ≈ HK$28.42M (deposit + AVD stamp duty HK$2,226,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,875
−HK$7,179/mo
▼ 0.25% · 3.875%
HK$136,438
−HK$3,616/mo
Today · 4.125%
HK$140,054
baseline
▲ 0.50% · 4.625%
HK$147,436
+HK$7,382/mo
Deposit HK$26.19M · loan HK$26.19M · min. income ≈ HK$280,108/mo (50% DSR)
Upfront cash ≈ HK$28.42M (deposit + AVD stamp duty HK$2,226,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,327
−HK$8,988/mo
▼ 0.25% · 3.875%
HK$147,785
−HK$4,530/mo
Today · 4.125%
HK$152,315
baseline
▲ 0.50% · 4.625%
HK$161,583
+HK$9,268/mo
Deposit HK$20.95M · loan HK$31.43M · min. income ≈ HK$304,630/mo (50% DSR)
Upfront cash ≈ HK$23.18M (deposit + AVD stamp duty HK$2,226,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,450
−HK$8,614/mo
▼ 0.25% · 3.875%
HK$163,726
−HK$4,338/mo
Today · 4.125%
HK$168,064
baseline
▲ 0.50% · 4.625%
HK$176,923
+HK$8,859/mo
Deposit HK$20.95M · loan HK$31.43M · min. income ≈ HK$336,128/mo (50% DSR)
Upfront cash ≈ HK$23.18M (deposit + AVD stamp duty HK$2,226,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,215
−HK$10,485/mo
▼ 0.25% · 3.875%
HK$172,416
−HK$5,284/mo
Today · 4.125%
HK$177,700
baseline
▲ 0.50% · 4.625%
HK$188,513
+HK$10,813/mo
Deposit HK$15.71M · loan HK$36.67M · min. income ≈ HK$355,400/mo (50% DSR)
Upfront cash ≈ HK$17.94M (deposit + AVD stamp duty HK$2,226,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,025
−HK$10,050/mo
▼ 0.25% · 3.875%
HK$191,014
−HK$5,061/mo
Today · 4.125%
HK$196,075
baseline
▲ 0.50% · 4.625%
HK$206,410
+HK$10,335/mo
Deposit HK$15.71M · loan HK$36.67M · min. income ≈ HK$392,150/mo (50% DSR)
Upfront cash ≈ HK$17.94M (deposit + AVD stamp duty HK$2,226,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,990
−HK$13,482/mo
▼ 0.25% · 3.875%
HK$221,678
−HK$6,794/mo
Today · 4.125%
HK$228,472
baseline
▲ 0.50% · 4.625%
HK$242,374
+HK$13,902/mo
Deposit HK$5.24M · loan HK$47.14M · min. income ≈ HK$456,944/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$2,226,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,174
−HK$12,922/mo
▼ 0.25% · 3.875%
HK$245,589
−HK$6,507/mo
Today · 4.125%
HK$252,096
baseline
▲ 0.50% · 4.625%
HK$265,385
+HK$13,289/mo
Deposit HK$5.24M · loan HK$47.14M · min. income ≈ HK$504,192/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$2,226,135 · Scale 2, in force from 26 Feb 2026)