LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,450
−HK$7,491/mo
▼ 0.25% · 3.875%
HK$123,166
−HK$3,775/mo
Today · 4.125%
HK$126,941
baseline
▲ 0.50% · 4.625%
HK$134,665
+HK$7,724/mo
Deposit HK$26.19M · loan HK$26.19M · min. income ≈ HK$253,882/mo (50% DSR)
Upfront cash ≈ HK$28.42M (deposit + AVD stamp duty HK$2,226,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,887
−HK$7,180/mo
▼ 0.25% · 3.875%
HK$136,451
−HK$3,616/mo
Today · 4.125%
HK$140,067
baseline
▲ 0.50% · 4.625%
HK$147,450
+HK$7,383/mo
Deposit HK$26.19M · loan HK$26.19M · min. income ≈ HK$280,134/mo (50% DSR)
Upfront cash ≈ HK$28.42M (deposit + AVD stamp duty HK$2,226,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,340
−HK$8,989/mo
▼ 0.25% · 3.875%
HK$147,799
−HK$4,530/mo
Today · 4.125%
HK$152,329
baseline
▲ 0.50% · 4.625%
HK$161,598
+HK$9,269/mo
Deposit HK$20.95M · loan HK$31.43M · min. income ≈ HK$304,658/mo (50% DSR)
Upfront cash ≈ HK$23.18M (deposit + AVD stamp duty HK$2,226,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,465
−HK$8,615/mo
▼ 0.25% · 3.875%
HK$163,741
−HK$4,339/mo
Today · 4.125%
HK$168,080
baseline
▲ 0.50% · 4.625%
HK$176,940
+HK$8,860/mo
Deposit HK$20.95M · loan HK$31.43M · min. income ≈ HK$336,160/mo (50% DSR)
Upfront cash ≈ HK$23.18M (deposit + AVD stamp duty HK$2,226,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,230
−HK$10,487/mo
▼ 0.25% · 3.875%
HK$172,432
−HK$5,285/mo
Today · 4.125%
HK$177,717
baseline
▲ 0.50% · 4.625%
HK$188,531
+HK$10,814/mo
Deposit HK$15.72M · loan HK$36.67M · min. income ≈ HK$355,434/mo (50% DSR)
Upfront cash ≈ HK$17.94M (deposit + AVD stamp duty HK$2,226,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,042
−HK$10,051/mo
▼ 0.25% · 3.875%
HK$191,032
−HK$5,061/mo
Today · 4.125%
HK$196,093
baseline
▲ 0.50% · 4.625%
HK$206,430
+HK$10,337/mo
Deposit HK$15.72M · loan HK$36.67M · min. income ≈ HK$392,186/mo (50% DSR)
Upfront cash ≈ HK$17.94M (deposit + AVD stamp duty HK$2,226,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,010
−HK$13,483/mo
▼ 0.25% · 3.875%
HK$221,698
−HK$6,795/mo
Today · 4.125%
HK$228,493
baseline
▲ 0.50% · 4.625%
HK$242,397
+HK$13,904/mo
Deposit HK$5.24M · loan HK$47.15M · min. income ≈ HK$456,986/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$2,226,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,197
−HK$12,923/mo
▼ 0.25% · 3.875%
HK$245,612
−HK$6,508/mo
Today · 4.125%
HK$252,120
baseline
▲ 0.50% · 4.625%
HK$265,410
+HK$13,290/mo
Deposit HK$5.24M · loan HK$47.15M · min. income ≈ HK$504,240/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$2,226,344 · Scale 2, in force from 26 Feb 2026)