LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,946
−HK$749/mo
▼ 0.25% · 3.875%
HK$12,317
−HK$378/mo
Today · 4.125%
HK$12,695
baseline
▲ 0.50% · 4.625%
HK$13,467
+HK$772/mo
Deposit HK$2.62M · loan HK$2.62M · min. income ≈ HK$25,390/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$117,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,289
−HK$718/mo
▼ 0.25% · 3.875%
HK$13,646
−HK$361/mo
Today · 4.125%
HK$14,007
baseline
▲ 0.50% · 4.625%
HK$14,746
+HK$739/mo
Deposit HK$2.62M · loan HK$2.62M · min. income ≈ HK$28,014/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$117,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,335
−HK$899/mo
▼ 0.25% · 3.875%
HK$14,781
−HK$453/mo
Today · 4.125%
HK$15,234
baseline
▲ 0.50% · 4.625%
HK$16,161
+HK$927/mo
Deposit HK$2.10M · loan HK$3.14M · min. income ≈ HK$30,468/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$117,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,947
−HK$862/mo
▼ 0.25% · 3.875%
HK$16,375
−HK$434/mo
Today · 4.125%
HK$16,809
baseline
▲ 0.50% · 4.625%
HK$17,695
+HK$886/mo
Deposit HK$2.10M · loan HK$3.14M · min. income ≈ HK$33,618/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$117,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,724
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$17,244
−HK$529/mo
Today · 4.125%
HK$17,773
baseline
▲ 0.50% · 4.625%
HK$18,854
+HK$1,081/mo
Deposit HK$1.57M · loan HK$3.67M · min. income ≈ HK$35,546/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$117,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,605
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$19,104
−HK$506/mo
Today · 4.125%
HK$19,610
baseline
▲ 0.50% · 4.625%
HK$20,644
+HK$1,034/mo
Deposit HK$1.57M · loan HK$3.67M · min. income ≈ HK$39,220/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$117,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,502
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,171
−HK$680/mo
Today · 4.125%
HK$22,851
baseline
▲ 0.50% · 4.625%
HK$24,241
+HK$1,390/mo
Deposit HK$524K · loan HK$4.71M · min. income ≈ HK$45,702/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$117,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,921
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,563
−HK$650/mo
Today · 4.125%
HK$25,213
baseline
▲ 0.50% · 4.625%
HK$26,542
+HK$1,329/mo
Deposit HK$524K · loan HK$4.71M · min. income ≈ HK$50,426/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$117,873 · Scale 2, in force from 26 Feb 2026)