LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,472
−HK$7,492/mo
▼ 0.25% · 3.875%
HK$123,188
−HK$3,776/mo
Today · 4.125%
HK$126,964
baseline
▲ 0.50% · 4.625%
HK$134,689
+HK$7,725/mo
Deposit HK$26.20M · loan HK$26.20M · min. income ≈ HK$253,928/mo (50% DSR)
Upfront cash ≈ HK$28.42M (deposit + AVD stamp duty HK$2,226,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,911
−HK$7,181/mo
▼ 0.25% · 3.875%
HK$136,476
−HK$3,616/mo
Today · 4.125%
HK$140,092
baseline
▲ 0.50% · 4.625%
HK$147,476
+HK$7,384/mo
Deposit HK$26.20M · loan HK$26.20M · min. income ≈ HK$280,184/mo (50% DSR)
Upfront cash ≈ HK$28.42M (deposit + AVD stamp duty HK$2,226,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,366
−HK$8,990/mo
▼ 0.25% · 3.875%
HK$147,826
−HK$4,530/mo
Today · 4.125%
HK$152,356
baseline
▲ 0.50% · 4.625%
HK$161,627
+HK$9,271/mo
Deposit HK$20.96M · loan HK$31.44M · min. income ≈ HK$304,712/mo (50% DSR)
Upfront cash ≈ HK$23.18M (deposit + AVD stamp duty HK$2,226,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,493
−HK$8,617/mo
▼ 0.25% · 3.875%
HK$163,771
−HK$4,339/mo
Today · 4.125%
HK$168,110
baseline
▲ 0.50% · 4.625%
HK$176,972
+HK$8,862/mo
Deposit HK$20.96M · loan HK$31.44M · min. income ≈ HK$336,220/mo (50% DSR)
Upfront cash ≈ HK$23.18M (deposit + AVD stamp duty HK$2,226,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,261
−HK$10,488/mo
▼ 0.25% · 3.875%
HK$172,463
−HK$5,286/mo
Today · 4.125%
HK$177,749
baseline
▲ 0.50% · 4.625%
HK$188,565
+HK$10,816/mo
Deposit HK$15.72M · loan HK$36.68M · min. income ≈ HK$355,498/mo (50% DSR)
Upfront cash ≈ HK$17.94M (deposit + AVD stamp duty HK$2,226,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,076
−HK$10,053/mo
▼ 0.25% · 3.875%
HK$191,066
−HK$5,063/mo
Today · 4.125%
HK$196,129
baseline
▲ 0.50% · 4.625%
HK$206,467
+HK$10,338/mo
Deposit HK$15.72M · loan HK$36.68M · min. income ≈ HK$392,258/mo (50% DSR)
Upfront cash ≈ HK$17.94M (deposit + AVD stamp duty HK$2,226,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,049
−HK$13,486/mo
▼ 0.25% · 3.875%
HK$221,738
−HK$6,797/mo
Today · 4.125%
HK$228,535
baseline
▲ 0.50% · 4.625%
HK$242,440
+HK$13,905/mo
Deposit HK$5.24M · loan HK$47.15M · min. income ≈ HK$457,070/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$2,226,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,240
−HK$12,925/mo
▼ 0.25% · 3.875%
HK$245,656
−HK$6,509/mo
Today · 4.125%
HK$252,165
baseline
▲ 0.50% · 4.625%
HK$265,457
+HK$13,292/mo
Deposit HK$5.24M · loan HK$47.15M · min. income ≈ HK$504,330/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$2,226,746 · Scale 2, in force from 26 Feb 2026)