LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,948
−HK$750/mo
▼ 0.25% · 3.875%
HK$12,320
−HK$378/mo
Today · 4.125%
HK$12,698
baseline
▲ 0.50% · 4.625%
HK$13,470
+HK$772/mo
Deposit HK$2.62M · loan HK$2.62M · min. income ≈ HK$25,396/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$117,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,293
−HK$718/mo
▼ 0.25% · 3.875%
HK$13,649
−HK$362/mo
Today · 4.125%
HK$14,011
baseline
▲ 0.50% · 4.625%
HK$14,749
+HK$738/mo
Deposit HK$2.62M · loan HK$2.62M · min. income ≈ HK$28,022/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$117,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,338
−HK$899/mo
▼ 0.25% · 3.875%
HK$14,784
−HK$453/mo
Today · 4.125%
HK$15,237
baseline
▲ 0.50% · 4.625%
HK$16,164
+HK$927/mo
Deposit HK$2.10M · loan HK$3.14M · min. income ≈ HK$30,474/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$117,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,951
−HK$862/mo
▼ 0.25% · 3.875%
HK$16,379
−HK$434/mo
Today · 4.125%
HK$16,813
baseline
▲ 0.50% · 4.625%
HK$17,699
+HK$886/mo
Deposit HK$2.10M · loan HK$3.14M · min. income ≈ HK$33,626/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$117,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,728
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$17,248
−HK$529/mo
Today · 4.125%
HK$17,777
baseline
▲ 0.50% · 4.625%
HK$18,858
+HK$1,081/mo
Deposit HK$1.57M · loan HK$3.67M · min. income ≈ HK$35,554/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$117,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,610
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$19,109
−HK$506/mo
Today · 4.125%
HK$19,615
baseline
▲ 0.50% · 4.625%
HK$20,649
+HK$1,034/mo
Deposit HK$1.57M · loan HK$3.67M · min. income ≈ HK$39,230/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$117,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,507
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,176
−HK$680/mo
Today · 4.125%
HK$22,856
baseline
▲ 0.50% · 4.625%
HK$24,247
+HK$1,391/mo
Deposit HK$524K · loan HK$4.72M · min. income ≈ HK$45,712/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$117,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,927
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,568
−HK$651/mo
Today · 4.125%
HK$25,219
baseline
▲ 0.50% · 4.625%
HK$26,549
+HK$1,330/mo
Deposit HK$524K · loan HK$4.72M · min. income ≈ HK$50,438/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$117,900 · Scale 2, in force from 26 Feb 2026)