LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,488
−HK$7,493/mo
▼ 0.25% · 3.875%
HK$123,204
−HK$3,777/mo
Today · 4.125%
HK$126,981
baseline
▲ 0.50% · 4.625%
HK$134,707
+HK$7,726/mo
Deposit HK$26.20M · loan HK$26.20M · min. income ≈ HK$253,962/mo (50% DSR)
Upfront cash ≈ HK$28.43M (deposit + AVD stamp duty HK$2,227,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,929
−HK$7,182/mo
▼ 0.25% · 3.875%
HK$136,494
−HK$3,617/mo
Today · 4.125%
HK$140,111
baseline
▲ 0.50% · 4.625%
HK$147,496
+HK$7,385/mo
Deposit HK$26.20M · loan HK$26.20M · min. income ≈ HK$280,222/mo (50% DSR)
Upfront cash ≈ HK$28.43M (deposit + AVD stamp duty HK$2,227,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,385
−HK$8,992/mo
▼ 0.25% · 3.875%
HK$147,845
−HK$4,532/mo
Today · 4.125%
HK$152,377
baseline
▲ 0.50% · 4.625%
HK$161,649
+HK$9,272/mo
Deposit HK$20.96M · loan HK$31.44M · min. income ≈ HK$304,754/mo (50% DSR)
Upfront cash ≈ HK$23.19M (deposit + AVD stamp duty HK$2,227,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,515
−HK$8,618/mo
▼ 0.25% · 3.875%
HK$163,793
−HK$4,340/mo
Today · 4.125%
HK$168,133
baseline
▲ 0.50% · 4.625%
HK$176,995
+HK$8,862/mo
Deposit HK$20.96M · loan HK$31.44M · min. income ≈ HK$336,266/mo (50% DSR)
Upfront cash ≈ HK$23.19M (deposit + AVD stamp duty HK$2,227,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,283
−HK$10,490/mo
▼ 0.25% · 3.875%
HK$172,486
−HK$5,287/mo
Today · 4.125%
HK$177,773
baseline
▲ 0.50% · 4.625%
HK$188,590
+HK$10,817/mo
Deposit HK$15.72M · loan HK$36.68M · min. income ≈ HK$355,546/mo (50% DSR)
Upfront cash ≈ HK$17.95M (deposit + AVD stamp duty HK$2,227,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,100
−HK$10,055/mo
▼ 0.25% · 3.875%
HK$191,092
−HK$5,063/mo
Today · 4.125%
HK$196,155
baseline
▲ 0.50% · 4.625%
HK$206,495
+HK$10,340/mo
Deposit HK$15.72M · loan HK$36.68M · min. income ≈ HK$392,310/mo (50% DSR)
Upfront cash ≈ HK$17.95M (deposit + AVD stamp duty HK$2,227,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,078
−HK$13,487/mo
▼ 0.25% · 3.875%
HK$221,768
−HK$6,797/mo
Today · 4.125%
HK$228,565
baseline
▲ 0.50% · 4.625%
HK$242,473
+HK$13,908/mo
Deposit HK$5.24M · loan HK$47.16M · min. income ≈ HK$457,130/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$2,227,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,272
−HK$12,927/mo
▼ 0.25% · 3.875%
HK$245,689
−HK$6,510/mo
Today · 4.125%
HK$252,199
baseline
▲ 0.50% · 4.625%
HK$265,493
+HK$13,294/mo
Deposit HK$5.24M · loan HK$47.16M · min. income ≈ HK$504,398/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$2,227,043 · Scale 2, in force from 26 Feb 2026)