LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,494
−HK$7,493/mo
▼ 0.25% · 3.875%
HK$123,211
−HK$3,776/mo
Today · 4.125%
HK$126,987
baseline
▲ 0.50% · 4.625%
HK$134,714
+HK$7,727/mo
Deposit HK$26.20M · loan HK$26.20M · min. income ≈ HK$253,974/mo (50% DSR)
Upfront cash ≈ HK$28.43M (deposit + AVD stamp duty HK$2,227,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,936
−HK$7,182/mo
▼ 0.25% · 3.875%
HK$136,501
−HK$3,617/mo
Today · 4.125%
HK$140,118
baseline
▲ 0.50% · 4.625%
HK$147,504
+HK$7,386/mo
Deposit HK$26.20M · loan HK$26.20M · min. income ≈ HK$280,236/mo (50% DSR)
Upfront cash ≈ HK$28.43M (deposit + AVD stamp duty HK$2,227,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,393
−HK$8,991/mo
▼ 0.25% · 3.875%
HK$147,853
−HK$4,531/mo
Today · 4.125%
HK$152,384
baseline
▲ 0.50% · 4.625%
HK$161,657
+HK$9,273/mo
Deposit HK$20.96M · loan HK$31.44M · min. income ≈ HK$304,768/mo (50% DSR)
Upfront cash ≈ HK$23.19M (deposit + AVD stamp duty HK$2,227,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,523
−HK$8,618/mo
▼ 0.25% · 3.875%
HK$163,801
−HK$4,340/mo
Today · 4.125%
HK$168,141
baseline
▲ 0.50% · 4.625%
HK$177,004
+HK$8,863/mo
Deposit HK$20.96M · loan HK$31.44M · min. income ≈ HK$336,282/mo (50% DSR)
Upfront cash ≈ HK$23.19M (deposit + AVD stamp duty HK$2,227,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,291
−HK$10,491/mo
▼ 0.25% · 3.875%
HK$172,495
−HK$5,287/mo
Today · 4.125%
HK$177,782
baseline
▲ 0.50% · 4.625%
HK$188,600
+HK$10,818/mo
Deposit HK$15.72M · loan HK$36.68M · min. income ≈ HK$355,564/mo (50% DSR)
Upfront cash ≈ HK$17.95M (deposit + AVD stamp duty HK$2,227,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,110
−HK$10,055/mo
▼ 0.25% · 3.875%
HK$191,101
−HK$5,064/mo
Today · 4.125%
HK$196,165
baseline
▲ 0.50% · 4.625%
HK$206,505
+HK$10,340/mo
Deposit HK$15.72M · loan HK$36.68M · min. income ≈ HK$392,330/mo (50% DSR)
Upfront cash ≈ HK$17.95M (deposit + AVD stamp duty HK$2,227,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,089
−HK$13,488/mo
▼ 0.25% · 3.875%
HK$221,779
−HK$6,798/mo
Today · 4.125%
HK$228,577
baseline
▲ 0.50% · 4.625%
HK$242,485
+HK$13,908/mo
Deposit HK$5.24M · loan HK$47.16M · min. income ≈ HK$457,154/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$2,227,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,284
−HK$12,928/mo
▼ 0.25% · 3.875%
HK$245,702
−HK$6,510/mo
Today · 4.125%
HK$252,212
baseline
▲ 0.50% · 4.625%
HK$265,506
+HK$13,294/mo
Deposit HK$5.24M · loan HK$47.16M · min. income ≈ HK$504,424/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$2,227,156 · Scale 2, in force from 26 Feb 2026)