LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,950
−HK$750/mo
▼ 0.25% · 3.875%
HK$12,322
−HK$378/mo
Today · 4.125%
HK$12,700
baseline
▲ 0.50% · 4.625%
HK$13,472
+HK$772/mo
Deposit HK$2.62M · loan HK$2.62M · min. income ≈ HK$25,400/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$117,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,295
−HK$718/mo
▼ 0.25% · 3.875%
HK$13,651
−HK$362/mo
Today · 4.125%
HK$14,013
baseline
▲ 0.50% · 4.625%
HK$14,752
+HK$739/mo
Deposit HK$2.62M · loan HK$2.62M · min. income ≈ HK$28,026/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$117,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,340
−HK$900/mo
▼ 0.25% · 3.875%
HK$14,786
−HK$454/mo
Today · 4.125%
HK$15,240
baseline
▲ 0.50% · 4.625%
HK$16,167
+HK$927/mo
Deposit HK$2.10M · loan HK$3.14M · min. income ≈ HK$30,480/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$117,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,954
−HK$861/mo
▼ 0.25% · 3.875%
HK$16,381
−HK$434/mo
Today · 4.125%
HK$16,815
baseline
▲ 0.50% · 4.625%
HK$17,702
+HK$887/mo
Deposit HK$2.10M · loan HK$3.14M · min. income ≈ HK$33,630/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$117,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,730
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$17,251
−HK$529/mo
Today · 4.125%
HK$17,780
baseline
▲ 0.50% · 4.625%
HK$18,861
+HK$1,081/mo
Deposit HK$1.57M · loan HK$3.67M · min. income ≈ HK$35,560/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$117,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,612
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$19,112
−HK$506/mo
Today · 4.125%
HK$19,618
baseline
▲ 0.50% · 4.625%
HK$20,652
+HK$1,034/mo
Deposit HK$1.57M · loan HK$3.67M · min. income ≈ HK$39,236/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$117,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,511
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,180
−HK$680/mo
Today · 4.125%
HK$22,860
baseline
▲ 0.50% · 4.625%
HK$24,250
+HK$1,390/mo
Deposit HK$524K · loan HK$4.72M · min. income ≈ HK$45,720/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$117,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,930
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,572
−HK$651/mo
Today · 4.125%
HK$25,223
baseline
▲ 0.50% · 4.625%
HK$26,553
+HK$1,330/mo
Deposit HK$524K · loan HK$4.72M · min. income ≈ HK$50,446/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$117,918 · Scale 2, in force from 26 Feb 2026)