LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,525
−HK$7,495/mo
▼ 0.25% · 3.875%
HK$123,243
−HK$3,777/mo
Today · 4.125%
HK$127,020
baseline
▲ 0.50% · 4.625%
HK$134,749
+HK$7,729/mo
Deposit HK$26.21M · loan HK$26.21M · min. income ≈ HK$254,040/mo (50% DSR)
Upfront cash ≈ HK$28.44M (deposit + AVD stamp duty HK$2,227,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,970
−HK$7,184/mo
▼ 0.25% · 3.875%
HK$136,536
−HK$3,618/mo
Today · 4.125%
HK$140,154
baseline
▲ 0.50% · 4.625%
HK$147,542
+HK$7,388/mo
Deposit HK$26.21M · loan HK$26.21M · min. income ≈ HK$280,308/mo (50% DSR)
Upfront cash ≈ HK$28.44M (deposit + AVD stamp duty HK$2,227,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,430
−HK$8,994/mo
▼ 0.25% · 3.875%
HK$147,891
−HK$4,533/mo
Today · 4.125%
HK$152,424
baseline
▲ 0.50% · 4.625%
HK$161,699
+HK$9,275/mo
Deposit HK$20.97M · loan HK$31.45M · min. income ≈ HK$304,848/mo (50% DSR)
Upfront cash ≈ HK$23.19M (deposit + AVD stamp duty HK$2,227,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,564
−HK$8,621/mo
▼ 0.25% · 3.875%
HK$163,844
−HK$4,341/mo
Today · 4.125%
HK$168,185
baseline
▲ 0.50% · 4.625%
HK$177,050
+HK$8,865/mo
Deposit HK$20.97M · loan HK$31.45M · min. income ≈ HK$336,370/mo (50% DSR)
Upfront cash ≈ HK$23.19M (deposit + AVD stamp duty HK$2,227,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,335
−HK$10,493/mo
▼ 0.25% · 3.875%
HK$172,540
−HK$5,288/mo
Today · 4.125%
HK$177,828
baseline
▲ 0.50% · 4.625%
HK$188,649
+HK$10,821/mo
Deposit HK$15.73M · loan HK$36.69M · min. income ≈ HK$355,656/mo (50% DSR)
Upfront cash ≈ HK$17.95M (deposit + AVD stamp duty HK$2,227,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,158
−HK$10,058/mo
▼ 0.25% · 3.875%
HK$191,151
−HK$5,065/mo
Today · 4.125%
HK$196,216
baseline
▲ 0.50% · 4.625%
HK$206,559
+HK$10,343/mo
Deposit HK$15.73M · loan HK$36.69M · min. income ≈ HK$392,432/mo (50% DSR)
Upfront cash ≈ HK$17.95M (deposit + AVD stamp duty HK$2,227,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,145
−HK$13,491/mo
▼ 0.25% · 3.875%
HK$221,837
−HK$6,799/mo
Today · 4.125%
HK$228,636
baseline
▲ 0.50% · 4.625%
HK$242,548
+HK$13,912/mo
Deposit HK$5.24M · loan HK$47.18M · min. income ≈ HK$457,272/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$2,227,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,347
−HK$12,931/mo
▼ 0.25% · 3.875%
HK$245,766
−HK$6,512/mo
Today · 4.125%
HK$252,278
baseline
▲ 0.50% · 4.625%
HK$265,576
+HK$13,298/mo
Deposit HK$5.24M · loan HK$47.18M · min. income ≈ HK$504,556/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$2,227,736 · Scale 2, in force from 26 Feb 2026)