LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,955
−HK$750/mo
▼ 0.25% · 3.875%
HK$12,327
−HK$378/mo
Today · 4.125%
HK$12,705
baseline
▲ 0.50% · 4.625%
HK$13,478
+HK$773/mo
Deposit HK$2.62M · loan HK$2.62M · min. income ≈ HK$25,410/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$117,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,300
−HK$718/mo
▼ 0.25% · 3.875%
HK$13,656
−HK$362/mo
Today · 4.125%
HK$14,018
baseline
▲ 0.50% · 4.625%
HK$14,757
+HK$739/mo
Deposit HK$2.62M · loan HK$2.62M · min. income ≈ HK$28,036/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$117,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,346
−HK$899/mo
▼ 0.25% · 3.875%
HK$14,792
−HK$453/mo
Today · 4.125%
HK$15,245
baseline
▲ 0.50% · 4.625%
HK$16,173
+HK$928/mo
Deposit HK$2.10M · loan HK$3.15M · min. income ≈ HK$30,490/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$117,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,960
−HK$862/mo
▼ 0.25% · 3.875%
HK$16,388
−HK$434/mo
Today · 4.125%
HK$16,822
baseline
▲ 0.50% · 4.625%
HK$17,709
+HK$887/mo
Deposit HK$2.10M · loan HK$3.15M · min. income ≈ HK$33,644/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$117,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,737
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$17,257
−HK$529/mo
Today · 4.125%
HK$17,786
baseline
▲ 0.50% · 4.625%
HK$18,869
+HK$1,083/mo
Deposit HK$1.57M · loan HK$3.67M · min. income ≈ HK$35,572/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$117,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,620
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$19,119
−HK$507/mo
Today · 4.125%
HK$19,626
baseline
▲ 0.50% · 4.625%
HK$20,660
+HK$1,034/mo
Deposit HK$1.57M · loan HK$3.67M · min. income ≈ HK$39,252/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$117,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,519
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,188
−HK$680/mo
Today · 4.125%
HK$22,868
baseline
▲ 0.50% · 4.625%
HK$24,260
+HK$1,392/mo
Deposit HK$524K · loan HK$4.72M · min. income ≈ HK$45,736/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$117,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,939
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,581
−HK$652/mo
Today · 4.125%
HK$25,233
baseline
▲ 0.50% · 4.625%
HK$26,563
+HK$1,330/mo
Deposit HK$524K · loan HK$4.72M · min. income ≈ HK$50,466/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$117,963 · Scale 2, in force from 26 Feb 2026)