LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,564
−HK$7,498/mo
▼ 0.25% · 3.875%
HK$123,283
−HK$3,779/mo
Today · 4.125%
HK$127,062
baseline
▲ 0.50% · 4.625%
HK$134,793
+HK$7,731/mo
Deposit HK$26.22M · loan HK$26.22M · min. income ≈ HK$254,124/mo (50% DSR)
Upfront cash ≈ HK$28.45M (deposit + AVD stamp duty HK$2,228,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,014
−HK$7,186/mo
▼ 0.25% · 3.875%
HK$136,581
−HK$3,619/mo
Today · 4.125%
HK$140,200
baseline
▲ 0.50% · 4.625%
HK$147,590
+HK$7,390/mo
Deposit HK$26.22M · loan HK$26.22M · min. income ≈ HK$280,400/mo (50% DSR)
Upfront cash ≈ HK$28.45M (deposit + AVD stamp duty HK$2,228,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,477
−HK$8,997/mo
▼ 0.25% · 3.875%
HK$147,940
−HK$4,534/mo
Today · 4.125%
HK$152,474
baseline
▲ 0.50% · 4.625%
HK$161,751
+HK$9,277/mo
Deposit HK$20.97M · loan HK$31.46M · min. income ≈ HK$304,948/mo (50% DSR)
Upfront cash ≈ HK$23.20M (deposit + AVD stamp duty HK$2,228,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,616
−HK$8,624/mo
▼ 0.25% · 3.875%
HK$163,897
−HK$4,343/mo
Today · 4.125%
HK$168,240
baseline
▲ 0.50% · 4.625%
HK$177,108
+HK$8,868/mo
Deposit HK$20.97M · loan HK$31.46M · min. income ≈ HK$336,480/mo (50% DSR)
Upfront cash ≈ HK$23.20M (deposit + AVD stamp duty HK$2,228,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,389
−HK$10,497/mo
▼ 0.25% · 3.875%
HK$172,596
−HK$5,290/mo
Today · 4.125%
HK$177,886
baseline
▲ 0.50% · 4.625%
HK$188,710
+HK$10,824/mo
Deposit HK$15.73M · loan HK$36.70M · min. income ≈ HK$355,772/mo (50% DSR)
Upfront cash ≈ HK$17.96M (deposit + AVD stamp duty HK$2,228,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,219
−HK$10,061/mo
▼ 0.25% · 3.875%
HK$191,213
−HK$5,067/mo
Today · 4.125%
HK$196,280
baseline
▲ 0.50% · 4.625%
HK$206,626
+HK$10,346/mo
Deposit HK$15.73M · loan HK$36.70M · min. income ≈ HK$392,560/mo (50% DSR)
Upfront cash ≈ HK$17.96M (deposit + AVD stamp duty HK$2,228,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,215
−HK$13,496/mo
▼ 0.25% · 3.875%
HK$221,909
−HK$6,802/mo
Today · 4.125%
HK$228,711
baseline
▲ 0.50% · 4.625%
HK$242,627
+HK$13,916/mo
Deposit HK$5.24M · loan HK$47.19M · min. income ≈ HK$457,422/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$2,228,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,424
−HK$12,936/mo
▼ 0.25% · 3.875%
HK$245,846
−HK$6,514/mo
Today · 4.125%
HK$252,360
baseline
▲ 0.50% · 4.625%
HK$265,662
+HK$13,302/mo
Deposit HK$5.24M · loan HK$47.19M · min. income ≈ HK$504,720/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$2,228,461 · Scale 2, in force from 26 Feb 2026)