LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,588
−HK$7,500/mo
▼ 0.25% · 3.875%
HK$123,308
−HK$3,780/mo
Today · 4.125%
HK$127,088
baseline
▲ 0.50% · 4.625%
HK$134,821
+HK$7,733/mo
Deposit HK$26.22M · loan HK$26.22M · min. income ≈ HK$254,176/mo (50% DSR)
Upfront cash ≈ HK$28.45M (deposit + AVD stamp duty HK$2,228,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,041
−HK$7,188/mo
▼ 0.25% · 3.875%
HK$136,609
−HK$3,620/mo
Today · 4.125%
HK$140,229
baseline
▲ 0.50% · 4.625%
HK$147,620
+HK$7,391/mo
Deposit HK$26.22M · loan HK$26.22M · min. income ≈ HK$280,458/mo (50% DSR)
Upfront cash ≈ HK$28.45M (deposit + AVD stamp duty HK$2,228,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,506
−HK$8,999/mo
▼ 0.25% · 3.875%
HK$147,970
−HK$4,535/mo
Today · 4.125%
HK$152,505
baseline
▲ 0.50% · 4.625%
HK$161,785
+HK$9,280/mo
Deposit HK$20.98M · loan HK$31.47M · min. income ≈ HK$305,010/mo (50% DSR)
Upfront cash ≈ HK$23.21M (deposit + AVD stamp duty HK$2,228,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,649
−HK$8,625/mo
▼ 0.25% · 3.875%
HK$163,931
−HK$4,343/mo
Today · 4.125%
HK$168,274
baseline
▲ 0.50% · 4.625%
HK$177,144
+HK$8,870/mo
Deposit HK$20.98M · loan HK$31.47M · min. income ≈ HK$336,548/mo (50% DSR)
Upfront cash ≈ HK$23.21M (deposit + AVD stamp duty HK$2,228,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,424
−HK$10,499/mo
▼ 0.25% · 3.875%
HK$172,631
−HK$5,292/mo
Today · 4.125%
HK$177,923
baseline
▲ 0.50% · 4.625%
HK$188,749
+HK$10,826/mo
Deposit HK$15.73M · loan HK$36.71M · min. income ≈ HK$355,846/mo (50% DSR)
Upfront cash ≈ HK$17.96M (deposit + AVD stamp duty HK$2,228,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,257
−HK$10,063/mo
▼ 0.25% · 3.875%
HK$191,252
−HK$5,068/mo
Today · 4.125%
HK$196,320
baseline
▲ 0.50% · 4.625%
HK$206,668
+HK$10,348/mo
Deposit HK$15.73M · loan HK$36.71M · min. income ≈ HK$392,640/mo (50% DSR)
Upfront cash ≈ HK$17.96M (deposit + AVD stamp duty HK$2,228,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,259
−HK$13,499/mo
▼ 0.25% · 3.875%
HK$221,955
−HK$6,803/mo
Today · 4.125%
HK$228,758
baseline
▲ 0.50% · 4.625%
HK$242,677
+HK$13,919/mo
Deposit HK$5.24M · loan HK$47.20M · min. income ≈ HK$457,516/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$2,228,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,473
−HK$12,938/mo
▼ 0.25% · 3.875%
HK$245,896
−HK$6,515/mo
Today · 4.125%
HK$252,411
baseline
▲ 0.50% · 4.625%
HK$265,716
+HK$13,305/mo
Deposit HK$5.24M · loan HK$47.20M · min. income ≈ HK$504,822/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$2,228,918 · Scale 2, in force from 26 Feb 2026)