LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,598
−HK$7,500/mo
▼ 0.25% · 3.875%
HK$123,318
−HK$3,780/mo
Today · 4.125%
HK$127,098
baseline
▲ 0.50% · 4.625%
HK$134,832
+HK$7,734/mo
Deposit HK$26.22M · loan HK$26.22M · min. income ≈ HK$254,196/mo (50% DSR)
Upfront cash ≈ HK$28.45M (deposit + AVD stamp duty HK$2,229,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,052
−HK$7,188/mo
▼ 0.25% · 3.875%
HK$136,620
−HK$3,620/mo
Today · 4.125%
HK$140,240
baseline
▲ 0.50% · 4.625%
HK$147,632
+HK$7,392/mo
Deposit HK$26.22M · loan HK$26.22M · min. income ≈ HK$280,480/mo (50% DSR)
Upfront cash ≈ HK$28.45M (deposit + AVD stamp duty HK$2,229,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,518
−HK$8,999/mo
▼ 0.25% · 3.875%
HK$147,982
−HK$4,535/mo
Today · 4.125%
HK$152,517
baseline
▲ 0.50% · 4.625%
HK$161,798
+HK$9,281/mo
Deposit HK$20.98M · loan HK$31.47M · min. income ≈ HK$305,034/mo (50% DSR)
Upfront cash ≈ HK$23.21M (deposit + AVD stamp duty HK$2,229,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,662
−HK$8,626/mo
▼ 0.25% · 3.875%
HK$163,944
−HK$4,344/mo
Today · 4.125%
HK$168,288
baseline
▲ 0.50% · 4.625%
HK$177,159
+HK$8,871/mo
Deposit HK$20.98M · loan HK$31.47M · min. income ≈ HK$336,576/mo (50% DSR)
Upfront cash ≈ HK$23.21M (deposit + AVD stamp duty HK$2,229,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,437
−HK$10,500/mo
▼ 0.25% · 3.875%
HK$172,646
−HK$5,291/mo
Today · 4.125%
HK$177,937
baseline
▲ 0.50% · 4.625%
HK$188,764
+HK$10,827/mo
Deposit HK$15.73M · loan HK$36.71M · min. income ≈ HK$355,874/mo (50% DSR)
Upfront cash ≈ HK$17.96M (deposit + AVD stamp duty HK$2,229,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,272
−HK$10,064/mo
▼ 0.25% · 3.875%
HK$191,268
−HK$5,068/mo
Today · 4.125%
HK$196,336
baseline
▲ 0.50% · 4.625%
HK$206,685
+HK$10,349/mo
Deposit HK$15.73M · loan HK$36.71M · min. income ≈ HK$392,672/mo (50% DSR)
Upfront cash ≈ HK$17.96M (deposit + AVD stamp duty HK$2,229,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,277
−HK$13,499/mo
▼ 0.25% · 3.875%
HK$221,973
−HK$6,803/mo
Today · 4.125%
HK$228,776
baseline
▲ 0.50% · 4.625%
HK$242,697
+HK$13,921/mo
Deposit HK$5.24M · loan HK$47.20M · min. income ≈ HK$457,552/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$2,229,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,493
−HK$12,939/mo
▼ 0.25% · 3.875%
HK$245,916
−HK$6,516/mo
Today · 4.125%
HK$252,432
baseline
▲ 0.50% · 4.625%
HK$265,738
+HK$13,306/mo
Deposit HK$5.24M · loan HK$47.20M · min. income ≈ HK$504,864/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$2,229,099 · Scale 2, in force from 26 Feb 2026)