LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,612
−HK$7,501/mo
▼ 0.25% · 3.875%
HK$123,333
−HK$3,780/mo
Today · 4.125%
HK$127,113
baseline
▲ 0.50% · 4.625%
HK$134,848
+HK$7,735/mo
Deposit HK$26.23M · loan HK$26.23M · min. income ≈ HK$254,226/mo (50% DSR)
Upfront cash ≈ HK$28.46M (deposit + AVD stamp duty HK$2,229,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,068
−HK$7,189/mo
▼ 0.25% · 3.875%
HK$136,636
−HK$3,621/mo
Today · 4.125%
HK$140,257
baseline
▲ 0.50% · 4.625%
HK$147,650
+HK$7,393/mo
Deposit HK$26.23M · loan HK$26.23M · min. income ≈ HK$280,514/mo (50% DSR)
Upfront cash ≈ HK$28.46M (deposit + AVD stamp duty HK$2,229,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,535
−HK$9,001/mo
▼ 0.25% · 3.875%
HK$148,000
−HK$4,536/mo
Today · 4.125%
HK$152,536
baseline
▲ 0.50% · 4.625%
HK$161,817
+HK$9,281/mo
Deposit HK$20.98M · loan HK$31.47M · min. income ≈ HK$305,072/mo (50% DSR)
Upfront cash ≈ HK$23.21M (deposit + AVD stamp duty HK$2,229,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,681
−HK$8,627/mo
▼ 0.25% · 3.875%
HK$163,964
−HK$4,344/mo
Today · 4.125%
HK$168,308
baseline
▲ 0.50% · 4.625%
HK$177,180
+HK$8,872/mo
Deposit HK$20.98M · loan HK$31.47M · min. income ≈ HK$336,616/mo (50% DSR)
Upfront cash ≈ HK$23.21M (deposit + AVD stamp duty HK$2,229,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,457
−HK$10,501/mo
▼ 0.25% · 3.875%
HK$172,666
−HK$5,292/mo
Today · 4.125%
HK$177,958
baseline
▲ 0.50% · 4.625%
HK$188,787
+HK$10,829/mo
Deposit HK$15.74M · loan HK$36.72M · min. income ≈ HK$355,916/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$2,229,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,295
−HK$10,064/mo
▼ 0.25% · 3.875%
HK$191,291
−HK$5,068/mo
Today · 4.125%
HK$196,359
baseline
▲ 0.50% · 4.625%
HK$206,710
+HK$10,351/mo
Deposit HK$15.74M · loan HK$36.72M · min. income ≈ HK$392,718/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$2,229,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,302
−HK$13,502/mo
▼ 0.25% · 3.875%
HK$221,999
−HK$6,805/mo
Today · 4.125%
HK$228,804
baseline
▲ 0.50% · 4.625%
HK$242,726
+HK$13,922/mo
Deposit HK$5.25M · loan HK$47.21M · min. income ≈ HK$457,608/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$2,229,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,522
−HK$12,940/mo
▼ 0.25% · 3.875%
HK$245,945
−HK$6,517/mo
Today · 4.125%
HK$252,462
baseline
▲ 0.50% · 4.625%
HK$265,770
+HK$13,308/mo
Deposit HK$5.25M · loan HK$47.21M · min. income ≈ HK$504,924/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$2,229,366 · Scale 2, in force from 26 Feb 2026)