LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,627
−HK$7,502/mo
▼ 0.25% · 3.875%
HK$123,348
−HK$3,781/mo
Today · 4.125%
HK$127,129
baseline
▲ 0.50% · 4.625%
HK$134,864
+HK$7,735/mo
Deposit HK$26.23M · loan HK$26.23M · min. income ≈ HK$254,258/mo (50% DSR)
Upfront cash ≈ HK$28.46M (deposit + AVD stamp duty HK$2,229,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,084
−HK$7,190/mo
▼ 0.25% · 3.875%
HK$136,653
−HK$3,621/mo
Today · 4.125%
HK$140,274
baseline
▲ 0.50% · 4.625%
HK$147,668
+HK$7,394/mo
Deposit HK$26.23M · loan HK$26.23M · min. income ≈ HK$280,548/mo (50% DSR)
Upfront cash ≈ HK$28.46M (deposit + AVD stamp duty HK$2,229,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,553
−HK$9,002/mo
▼ 0.25% · 3.875%
HK$148,018
−HK$4,537/mo
Today · 4.125%
HK$152,555
baseline
▲ 0.50% · 4.625%
HK$161,837
+HK$9,282/mo
Deposit HK$20.98M · loan HK$31.48M · min. income ≈ HK$305,110/mo (50% DSR)
Upfront cash ≈ HK$23.21M (deposit + AVD stamp duty HK$2,229,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,701
−HK$8,628/mo
▼ 0.25% · 3.875%
HK$163,984
−HK$4,345/mo
Today · 4.125%
HK$168,329
baseline
▲ 0.50% · 4.625%
HK$177,202
+HK$8,873/mo
Deposit HK$20.98M · loan HK$31.48M · min. income ≈ HK$336,658/mo (50% DSR)
Upfront cash ≈ HK$23.21M (deposit + AVD stamp duty HK$2,229,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,478
−HK$10,503/mo
▼ 0.25% · 3.875%
HK$172,688
−HK$5,293/mo
Today · 4.125%
HK$177,981
baseline
▲ 0.50% · 4.625%
HK$188,810
+HK$10,829/mo
Deposit HK$15.74M · loan HK$36.72M · min. income ≈ HK$355,962/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$2,229,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,318
−HK$10,066/mo
▼ 0.25% · 3.875%
HK$191,315
−HK$5,069/mo
Today · 4.125%
HK$196,384
baseline
▲ 0.50% · 4.625%
HK$206,736
+HK$10,352/mo
Deposit HK$15.74M · loan HK$36.72M · min. income ≈ HK$392,768/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$2,229,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,329
−HK$13,503/mo
▼ 0.25% · 3.875%
HK$222,027
−HK$6,805/mo
Today · 4.125%
HK$228,832
baseline
▲ 0.50% · 4.625%
HK$242,756
+HK$13,924/mo
Deposit HK$5.25M · loan HK$47.22M · min. income ≈ HK$457,664/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$2,229,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,551
−HK$12,943/mo
▼ 0.25% · 3.875%
HK$245,976
−HK$6,518/mo
Today · 4.125%
HK$252,494
baseline
▲ 0.50% · 4.625%
HK$265,803
+HK$13,309/mo
Deposit HK$5.25M · loan HK$47.22M · min. income ≈ HK$504,988/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$2,229,644 · Scale 2, in force from 26 Feb 2026)