LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,648
−HK$7,503/mo
▼ 0.25% · 3.875%
HK$123,370
−HK$3,781/mo
Today · 4.125%
HK$127,151
baseline
▲ 0.50% · 4.625%
HK$134,888
+HK$7,737/mo
Deposit HK$26.24M · loan HK$26.24M · min. income ≈ HK$254,302/mo (50% DSR)
Upfront cash ≈ HK$28.47M (deposit + AVD stamp duty HK$2,230,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,107
−HK$7,192/mo
▼ 0.25% · 3.875%
HK$136,677
−HK$3,622/mo
Today · 4.125%
HK$140,299
baseline
▲ 0.50% · 4.625%
HK$147,694
+HK$7,395/mo
Deposit HK$26.24M · loan HK$26.24M · min. income ≈ HK$280,598/mo (50% DSR)
Upfront cash ≈ HK$28.47M (deposit + AVD stamp duty HK$2,230,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,578
−HK$9,003/mo
▼ 0.25% · 3.875%
HK$148,044
−HK$4,537/mo
Today · 4.125%
HK$152,581
baseline
▲ 0.50% · 4.625%
HK$161,866
+HK$9,285/mo
Deposit HK$20.99M · loan HK$31.48M · min. income ≈ HK$305,162/mo (50% DSR)
Upfront cash ≈ HK$23.22M (deposit + AVD stamp duty HK$2,230,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,729
−HK$8,629/mo
▼ 0.25% · 3.875%
HK$164,013
−HK$4,345/mo
Today · 4.125%
HK$168,358
baseline
▲ 0.50% · 4.625%
HK$177,233
+HK$8,875/mo
Deposit HK$20.99M · loan HK$31.48M · min. income ≈ HK$336,716/mo (50% DSR)
Upfront cash ≈ HK$23.22M (deposit + AVD stamp duty HK$2,230,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,507
−HK$10,505/mo
▼ 0.25% · 3.875%
HK$172,718
−HK$5,294/mo
Today · 4.125%
HK$178,012
baseline
▲ 0.50% · 4.625%
HK$188,843
+HK$10,831/mo
Deposit HK$15.74M · loan HK$36.73M · min. income ≈ HK$356,024/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$2,230,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,350
−HK$10,068/mo
▼ 0.25% · 3.875%
HK$191,348
−HK$5,070/mo
Today · 4.125%
HK$196,418
baseline
▲ 0.50% · 4.625%
HK$206,772
+HK$10,354/mo
Deposit HK$15.74M · loan HK$36.73M · min. income ≈ HK$392,836/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$2,230,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,367
−HK$13,505/mo
▼ 0.25% · 3.875%
HK$222,066
−HK$6,806/mo
Today · 4.125%
HK$228,872
baseline
▲ 0.50% · 4.625%
HK$242,798
+HK$13,926/mo
Deposit HK$5.25M · loan HK$47.22M · min. income ≈ HK$457,744/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$2,230,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,593
−HK$12,945/mo
▼ 0.25% · 3.875%
HK$246,019
−HK$6,519/mo
Today · 4.125%
HK$252,538
baseline
▲ 0.50% · 4.625%
HK$265,849
+HK$13,311/mo
Deposit HK$5.25M · loan HK$47.22M · min. income ≈ HK$505,076/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$2,230,032 · Scale 2, in force from 26 Feb 2026)