LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,664
−HK$7,504/mo
▼ 0.25% · 3.875%
HK$123,386
−HK$3,782/mo
Today · 4.125%
HK$127,168
baseline
▲ 0.50% · 4.625%
HK$134,905
+HK$7,737/mo
Deposit HK$26.24M · loan HK$26.24M · min. income ≈ HK$254,336/mo (50% DSR)
Upfront cash ≈ HK$28.47M (deposit + AVD stamp duty HK$2,230,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,125
−HK$7,192/mo
▼ 0.25% · 3.875%
HK$136,695
−HK$3,622/mo
Today · 4.125%
HK$140,317
baseline
▲ 0.50% · 4.625%
HK$147,713
+HK$7,396/mo
Deposit HK$26.24M · loan HK$26.24M · min. income ≈ HK$280,634/mo (50% DSR)
Upfront cash ≈ HK$28.47M (deposit + AVD stamp duty HK$2,230,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,596
−HK$9,005/mo
▼ 0.25% · 3.875%
HK$148,063
−HK$4,538/mo
Today · 4.125%
HK$152,601
baseline
▲ 0.50% · 4.625%
HK$161,887
+HK$9,286/mo
Deposit HK$20.99M · loan HK$31.49M · min. income ≈ HK$305,202/mo (50% DSR)
Upfront cash ≈ HK$23.22M (deposit + AVD stamp duty HK$2,230,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,750
−HK$8,630/mo
▼ 0.25% · 3.875%
HK$164,034
−HK$4,346/mo
Today · 4.125%
HK$168,380
baseline
▲ 0.50% · 4.625%
HK$177,256
+HK$8,876/mo
Deposit HK$20.99M · loan HK$31.49M · min. income ≈ HK$336,760/mo (50% DSR)
Upfront cash ≈ HK$23.22M (deposit + AVD stamp duty HK$2,230,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,529
−HK$10,506/mo
▼ 0.25% · 3.875%
HK$172,740
−HK$5,295/mo
Today · 4.125%
HK$178,035
baseline
▲ 0.50% · 4.625%
HK$188,868
+HK$10,833/mo
Deposit HK$15.74M · loan HK$36.73M · min. income ≈ HK$356,070/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$2,230,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,374
−HK$10,070/mo
▼ 0.25% · 3.875%
HK$191,373
−HK$5,071/mo
Today · 4.125%
HK$196,444
baseline
▲ 0.50% · 4.625%
HK$206,798
+HK$10,354/mo
Deposit HK$15.74M · loan HK$36.73M · min. income ≈ HK$392,888/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$2,230,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,395
−HK$13,507/mo
▼ 0.25% · 3.875%
HK$222,095
−HK$6,807/mo
Today · 4.125%
HK$228,902
baseline
▲ 0.50% · 4.625%
HK$242,830
+HK$13,928/mo
Deposit HK$5.25M · loan HK$47.23M · min. income ≈ HK$457,804/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$2,230,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,624
−HK$12,946/mo
▼ 0.25% · 3.875%
HK$246,051
−HK$6,519/mo
Today · 4.125%
HK$252,570
baseline
▲ 0.50% · 4.625%
HK$265,884
+HK$13,314/mo
Deposit HK$5.25M · loan HK$47.23M · min. income ≈ HK$505,140/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$2,230,322 · Scale 2, in force from 26 Feb 2026)