LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,966
−HK$751/mo
▼ 0.25% · 3.875%
HK$12,339
−HK$378/mo
Today · 4.125%
HK$12,717
baseline
▲ 0.50% · 4.625%
HK$13,491
+HK$774/mo
Deposit HK$2.62M · loan HK$2.62M · min. income ≈ HK$25,434/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$118,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,312
−HK$720/mo
▼ 0.25% · 3.875%
HK$13,670
−HK$362/mo
Today · 4.125%
HK$14,032
baseline
▲ 0.50% · 4.625%
HK$14,771
+HK$739/mo
Deposit HK$2.62M · loan HK$2.62M · min. income ≈ HK$28,064/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$118,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,360
−HK$900/mo
▼ 0.25% · 3.875%
HK$14,806
−HK$454/mo
Today · 4.125%
HK$15,260
baseline
▲ 0.50% · 4.625%
HK$16,189
+HK$929/mo
Deposit HK$2.10M · loan HK$3.15M · min. income ≈ HK$30,520/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$118,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,975
−HK$863/mo
▼ 0.25% · 3.875%
HK$16,403
−HK$435/mo
Today · 4.125%
HK$16,838
baseline
▲ 0.50% · 4.625%
HK$17,726
+HK$888/mo
Deposit HK$2.10M · loan HK$3.15M · min. income ≈ HK$33,676/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$118,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,753
−HK$1,051/mo
▼ 0.25% · 3.875%
HK$17,274
−HK$530/mo
Today · 4.125%
HK$17,804
baseline
▲ 0.50% · 4.625%
HK$18,887
+HK$1,083/mo
Deposit HK$1.57M · loan HK$3.67M · min. income ≈ HK$35,608/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$118,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,637
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$19,137
−HK$507/mo
Today · 4.125%
HK$19,644
baseline
▲ 0.50% · 4.625%
HK$20,680
+HK$1,036/mo
Deposit HK$1.57M · loan HK$3.67M · min. income ≈ HK$39,288/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$118,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,540
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,210
−HK$680/mo
Today · 4.125%
HK$22,890
baseline
▲ 0.50% · 4.625%
HK$24,283
+HK$1,393/mo
Deposit HK$525K · loan HK$4.72M · min. income ≈ HK$45,780/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$118,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,962
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,605
−HK$652/mo
Today · 4.125%
HK$25,257
baseline
▲ 0.50% · 4.625%
HK$26,588
+HK$1,331/mo
Deposit HK$525K · loan HK$4.72M · min. income ≈ HK$50,514/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$118,077 · Scale 2, in force from 26 Feb 2026)