LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,666
−HK$7,504/mo
▼ 0.25% · 3.875%
HK$123,388
−HK$3,782/mo
Today · 4.125%
HK$127,170
baseline
▲ 0.50% · 4.625%
HK$134,908
+HK$7,738/mo
Deposit HK$26.24M · loan HK$26.24M · min. income ≈ HK$254,340/mo (50% DSR)
Upfront cash ≈ HK$28.47M (deposit + AVD stamp duty HK$2,230,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,127
−HK$7,193/mo
▼ 0.25% · 3.875%
HK$136,697
−HK$3,623/mo
Today · 4.125%
HK$140,320
baseline
▲ 0.50% · 4.625%
HK$147,716
+HK$7,396/mo
Deposit HK$26.24M · loan HK$26.24M · min. income ≈ HK$280,640/mo (50% DSR)
Upfront cash ≈ HK$28.47M (deposit + AVD stamp duty HK$2,230,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,599
−HK$9,005/mo
▼ 0.25% · 3.875%
HK$148,066
−HK$4,538/mo
Today · 4.125%
HK$152,604
baseline
▲ 0.50% · 4.625%
HK$161,890
+HK$9,286/mo
Deposit HK$20.99M · loan HK$31.49M · min. income ≈ HK$305,208/mo (50% DSR)
Upfront cash ≈ HK$23.22M (deposit + AVD stamp duty HK$2,230,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,753
−HK$8,630/mo
▼ 0.25% · 3.875%
HK$164,037
−HK$4,346/mo
Today · 4.125%
HK$168,383
baseline
▲ 0.50% · 4.625%
HK$177,259
+HK$8,876/mo
Deposit HK$20.99M · loan HK$31.49M · min. income ≈ HK$336,766/mo (50% DSR)
Upfront cash ≈ HK$23.22M (deposit + AVD stamp duty HK$2,230,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,532
−HK$10,506/mo
▼ 0.25% · 3.875%
HK$172,743
−HK$5,295/mo
Today · 4.125%
HK$178,038
baseline
▲ 0.50% · 4.625%
HK$188,871
+HK$10,833/mo
Deposit HK$15.74M · loan HK$36.74M · min. income ≈ HK$356,076/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$2,230,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,378
−HK$10,069/mo
▼ 0.25% · 3.875%
HK$191,376
−HK$5,071/mo
Today · 4.125%
HK$196,447
baseline
▲ 0.50% · 4.625%
HK$206,802
+HK$10,355/mo
Deposit HK$15.74M · loan HK$36.74M · min. income ≈ HK$392,894/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$2,230,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,399
−HK$13,507/mo
▼ 0.25% · 3.875%
HK$222,099
−HK$6,807/mo
Today · 4.125%
HK$228,906
baseline
▲ 0.50% · 4.625%
HK$242,834
+HK$13,928/mo
Deposit HK$5.25M · loan HK$47.23M · min. income ≈ HK$457,812/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$2,230,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,629
−HK$12,946/mo
▼ 0.25% · 3.875%
HK$246,055
−HK$6,520/mo
Today · 4.125%
HK$252,575
baseline
▲ 0.50% · 4.625%
HK$265,889
+HK$13,314/mo
Deposit HK$5.25M · loan HK$47.23M · min. income ≈ HK$505,150/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$2,230,363 · Scale 2, in force from 26 Feb 2026)