LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,683
−HK$7,505/mo
▼ 0.25% · 3.875%
HK$123,406
−HK$3,782/mo
Today · 4.125%
HK$127,188
baseline
▲ 0.50% · 4.625%
HK$134,927
+HK$7,739/mo
Deposit HK$26.24M · loan HK$26.24M · min. income ≈ HK$254,376/mo (50% DSR)
Upfront cash ≈ HK$28.47M (deposit + AVD stamp duty HK$2,230,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,146
−HK$7,194/mo
▼ 0.25% · 3.875%
HK$136,717
−HK$3,623/mo
Today · 4.125%
HK$140,340
baseline
▲ 0.50% · 4.625%
HK$147,737
+HK$7,397/mo
Deposit HK$26.24M · loan HK$26.24M · min. income ≈ HK$280,680/mo (50% DSR)
Upfront cash ≈ HK$28.47M (deposit + AVD stamp duty HK$2,230,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,620
−HK$9,006/mo
▼ 0.25% · 3.875%
HK$148,087
−HK$4,539/mo
Today · 4.125%
HK$152,626
baseline
▲ 0.50% · 4.625%
HK$161,913
+HK$9,287/mo
Deposit HK$20.99M · loan HK$31.49M · min. income ≈ HK$305,252/mo (50% DSR)
Upfront cash ≈ HK$23.23M (deposit + AVD stamp duty HK$2,230,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,775
−HK$8,632/mo
▼ 0.25% · 3.875%
HK$164,060
−HK$4,347/mo
Today · 4.125%
HK$168,407
baseline
▲ 0.50% · 4.625%
HK$177,284
+HK$8,877/mo
Deposit HK$20.99M · loan HK$31.49M · min. income ≈ HK$336,814/mo (50% DSR)
Upfront cash ≈ HK$23.23M (deposit + AVD stamp duty HK$2,230,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,556
−HK$10,507/mo
▼ 0.25% · 3.875%
HK$172,768
−HK$5,295/mo
Today · 4.125%
HK$178,063
baseline
▲ 0.50% · 4.625%
HK$188,898
+HK$10,835/mo
Deposit HK$15.75M · loan HK$36.74M · min. income ≈ HK$356,126/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$2,230,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,404
−HK$10,071/mo
▼ 0.25% · 3.875%
HK$191,404
−HK$5,071/mo
Today · 4.125%
HK$196,475
baseline
▲ 0.50% · 4.625%
HK$206,832
+HK$10,357/mo
Deposit HK$15.75M · loan HK$36.74M · min. income ≈ HK$392,950/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$2,230,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,429
−HK$13,510/mo
▼ 0.25% · 3.875%
HK$222,130
−HK$6,809/mo
Today · 4.125%
HK$228,939
baseline
▲ 0.50% · 4.625%
HK$242,869
+HK$13,930/mo
Deposit HK$5.25M · loan HK$47.24M · min. income ≈ HK$457,878/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$2,230,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,663
−HK$12,948/mo
▼ 0.25% · 3.875%
HK$246,091
−HK$6,520/mo
Today · 4.125%
HK$252,611
baseline
▲ 0.50% · 4.625%
HK$265,927
+HK$13,316/mo
Deposit HK$5.25M · loan HK$47.24M · min. income ≈ HK$505,222/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$2,230,682 · Scale 2, in force from 26 Feb 2026)