LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,969
−HK$750/mo
▼ 0.25% · 3.875%
HK$12,341
−HK$378/mo
Today · 4.125%
HK$12,719
baseline
▲ 0.50% · 4.625%
HK$13,493
+HK$774/mo
Deposit HK$2.62M · loan HK$2.62M · min. income ≈ HK$25,438/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$118,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,315
−HK$719/mo
▼ 0.25% · 3.875%
HK$13,672
−HK$362/mo
Today · 4.125%
HK$14,034
baseline
▲ 0.50% · 4.625%
HK$14,774
+HK$740/mo
Deposit HK$2.62M · loan HK$2.62M · min. income ≈ HK$28,068/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$118,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,362
−HK$901/mo
▼ 0.25% · 3.875%
HK$14,809
−HK$454/mo
Today · 4.125%
HK$15,263
baseline
▲ 0.50% · 4.625%
HK$16,192
+HK$929/mo
Deposit HK$2.10M · loan HK$3.15M · min. income ≈ HK$30,526/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$118,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,978
−HK$863/mo
▼ 0.25% · 3.875%
HK$16,406
−HK$435/mo
Today · 4.125%
HK$16,841
baseline
▲ 0.50% · 4.625%
HK$17,729
+HK$888/mo
Deposit HK$2.10M · loan HK$3.15M · min. income ≈ HK$33,682/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$118,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,756
−HK$1,051/mo
▼ 0.25% · 3.875%
HK$17,277
−HK$530/mo
Today · 4.125%
HK$17,807
baseline
▲ 0.50% · 4.625%
HK$18,890
+HK$1,083/mo
Deposit HK$1.57M · loan HK$3.67M · min. income ≈ HK$35,614/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$118,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,641
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$19,141
−HK$507/mo
Today · 4.125%
HK$19,648
baseline
▲ 0.50% · 4.625%
HK$20,684
+HK$1,036/mo
Deposit HK$1.57M · loan HK$3.67M · min. income ≈ HK$39,296/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$118,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,543
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,214
−HK$680/mo
Today · 4.125%
HK$22,894
baseline
▲ 0.50% · 4.625%
HK$24,287
+HK$1,393/mo
Deposit HK$525K · loan HK$4.72M · min. income ≈ HK$45,788/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$118,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,967
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,610
−HK$652/mo
Today · 4.125%
HK$25,262
baseline
▲ 0.50% · 4.625%
HK$26,593
+HK$1,331/mo
Deposit HK$525K · loan HK$4.72M · min. income ≈ HK$50,524/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$118,098 · Scale 2, in force from 26 Feb 2026)