LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,705
−HK$7,507/mo
▼ 0.25% · 3.875%
HK$123,429
−HK$3,783/mo
Today · 4.125%
HK$127,212
baseline
▲ 0.50% · 4.625%
HK$134,953
+HK$7,741/mo
Deposit HK$26.25M · loan HK$26.25M · min. income ≈ HK$254,424/mo (50% DSR)
Upfront cash ≈ HK$28.48M (deposit + AVD stamp duty HK$2,231,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,171
−HK$7,195/mo
▼ 0.25% · 3.875%
HK$136,743
−HK$3,623/mo
Today · 4.125%
HK$140,366
baseline
▲ 0.50% · 4.625%
HK$147,765
+HK$7,399/mo
Deposit HK$26.25M · loan HK$26.25M · min. income ≈ HK$280,732/mo (50% DSR)
Upfront cash ≈ HK$28.48M (deposit + AVD stamp duty HK$2,231,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,646
−HK$9,008/mo
▼ 0.25% · 3.875%
HK$148,115
−HK$4,539/mo
Today · 4.125%
HK$152,654
baseline
▲ 0.50% · 4.625%
HK$161,943
+HK$9,289/mo
Deposit HK$21.00M · loan HK$31.50M · min. income ≈ HK$305,308/mo (50% DSR)
Upfront cash ≈ HK$23.23M (deposit + AVD stamp duty HK$2,231,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,805
−HK$8,634/mo
▼ 0.25% · 3.875%
HK$164,091
−HK$4,348/mo
Today · 4.125%
HK$168,439
baseline
▲ 0.50% · 4.625%
HK$177,318
+HK$8,879/mo
Deposit HK$21.00M · loan HK$31.50M · min. income ≈ HK$336,878/mo (50% DSR)
Upfront cash ≈ HK$23.23M (deposit + AVD stamp duty HK$2,231,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,588
−HK$10,509/mo
▼ 0.25% · 3.875%
HK$172,800
−HK$5,297/mo
Today · 4.125%
HK$178,097
baseline
▲ 0.50% · 4.625%
HK$188,934
+HK$10,837/mo
Deposit HK$15.75M · loan HK$36.75M · min. income ≈ HK$356,194/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$2,231,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,439
−HK$10,073/mo
▼ 0.25% · 3.875%
HK$191,440
−HK$5,072/mo
Today · 4.125%
HK$196,512
baseline
▲ 0.50% · 4.625%
HK$206,871
+HK$10,359/mo
Deposit HK$15.75M · loan HK$36.75M · min. income ≈ HK$393,024/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$2,231,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,470
−HK$13,512/mo
▼ 0.25% · 3.875%
HK$222,172
−HK$6,810/mo
Today · 4.125%
HK$228,982
baseline
▲ 0.50% · 4.625%
HK$242,915
+HK$13,933/mo
Deposit HK$5.25M · loan HK$47.25M · min. income ≈ HK$457,964/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$2,231,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,708
−HK$12,951/mo
▼ 0.25% · 3.875%
HK$246,137
−HK$6,522/mo
Today · 4.125%
HK$252,659
baseline
▲ 0.50% · 4.625%
HK$265,977
+HK$13,318/mo
Deposit HK$5.25M · loan HK$47.25M · min. income ≈ HK$505,318/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$2,231,100 · Scale 2, in force from 26 Feb 2026)