LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,715
−HK$7,507/mo
▼ 0.25% · 3.875%
HK$123,439
−HK$3,783/mo
Today · 4.125%
HK$127,222
baseline
▲ 0.50% · 4.625%
HK$134,963
+HK$7,741/mo
Deposit HK$26.25M · loan HK$26.25M · min. income ≈ HK$254,444/mo (50% DSR)
Upfront cash ≈ HK$28.48M (deposit + AVD stamp duty HK$2,231,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,182
−HK$7,195/mo
▼ 0.25% · 3.875%
HK$136,754
−HK$3,623/mo
Today · 4.125%
HK$140,377
baseline
▲ 0.50% · 4.625%
HK$147,777
+HK$7,400/mo
Deposit HK$26.25M · loan HK$26.25M · min. income ≈ HK$280,754/mo (50% DSR)
Upfront cash ≈ HK$28.48M (deposit + AVD stamp duty HK$2,231,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,658
−HK$9,009/mo
▼ 0.25% · 3.875%
HK$148,127
−HK$4,540/mo
Today · 4.125%
HK$152,667
baseline
▲ 0.50% · 4.625%
HK$161,956
+HK$9,289/mo
Deposit HK$21.00M · loan HK$31.50M · min. income ≈ HK$305,334/mo (50% DSR)
Upfront cash ≈ HK$23.23M (deposit + AVD stamp duty HK$2,231,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,818
−HK$8,635/mo
▼ 0.25% · 3.875%
HK$164,104
−HK$4,349/mo
Today · 4.125%
HK$168,453
baseline
▲ 0.50% · 4.625%
HK$177,332
+HK$8,879/mo
Deposit HK$21.00M · loan HK$31.50M · min. income ≈ HK$336,906/mo (50% DSR)
Upfront cash ≈ HK$23.23M (deposit + AVD stamp duty HK$2,231,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,601
−HK$10,510/mo
▼ 0.25% · 3.875%
HK$172,814
−HK$5,297/mo
Today · 4.125%
HK$178,111
baseline
▲ 0.50% · 4.625%
HK$188,949
+HK$10,838/mo
Deposit HK$15.75M · loan HK$36.75M · min. income ≈ HK$356,222/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$2,231,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,455
−HK$10,073/mo
▼ 0.25% · 3.875%
HK$191,455
−HK$5,073/mo
Today · 4.125%
HK$196,528
baseline
▲ 0.50% · 4.625%
HK$206,887
+HK$10,359/mo
Deposit HK$15.75M · loan HK$36.75M · min. income ≈ HK$393,056/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$2,231,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,487
−HK$13,513/mo
▼ 0.25% · 3.875%
HK$222,190
−HK$6,810/mo
Today · 4.125%
HK$229,000
baseline
▲ 0.50% · 4.625%
HK$242,934
+HK$13,934/mo
Deposit HK$5.25M · loan HK$47.25M · min. income ≈ HK$458,000/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$2,231,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,727
−HK$12,952/mo
▼ 0.25% · 3.875%
HK$246,157
−HK$6,522/mo
Today · 4.125%
HK$252,679
baseline
▲ 0.50% · 4.625%
HK$265,998
+HK$13,319/mo
Deposit HK$5.25M · loan HK$47.25M · min. income ≈ HK$505,358/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$2,231,280 · Scale 2, in force from 26 Feb 2026)