LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,718
−HK$7,507/mo
▼ 0.25% · 3.875%
HK$123,442
−HK$3,783/mo
Today · 4.125%
HK$127,225
baseline
▲ 0.50% · 4.625%
HK$134,966
+HK$7,741/mo
Deposit HK$26.25M · loan HK$26.25M · min. income ≈ HK$254,450/mo (50% DSR)
Upfront cash ≈ HK$28.48M (deposit + AVD stamp duty HK$2,231,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,185
−HK$7,195/mo
▼ 0.25% · 3.875%
HK$136,757
−HK$3,623/mo
Today · 4.125%
HK$140,380
baseline
▲ 0.50% · 4.625%
HK$147,780
+HK$7,400/mo
Deposit HK$26.25M · loan HK$26.25M · min. income ≈ HK$280,760/mo (50% DSR)
Upfront cash ≈ HK$28.48M (deposit + AVD stamp duty HK$2,231,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,661
−HK$9,009/mo
▼ 0.25% · 3.875%
HK$148,130
−HK$4,540/mo
Today · 4.125%
HK$152,670
baseline
▲ 0.50% · 4.625%
HK$161,960
+HK$9,290/mo
Deposit HK$21.00M · loan HK$31.50M · min. income ≈ HK$305,340/mo (50% DSR)
Upfront cash ≈ HK$23.23M (deposit + AVD stamp duty HK$2,231,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,822
−HK$8,634/mo
▼ 0.25% · 3.875%
HK$164,108
−HK$4,348/mo
Today · 4.125%
HK$168,456
baseline
▲ 0.50% · 4.625%
HK$177,336
+HK$8,880/mo
Deposit HK$21.00M · loan HK$31.50M · min. income ≈ HK$336,912/mo (50% DSR)
Upfront cash ≈ HK$23.23M (deposit + AVD stamp duty HK$2,231,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,605
−HK$10,510/mo
▼ 0.25% · 3.875%
HK$172,818
−HK$5,297/mo
Today · 4.125%
HK$178,115
baseline
▲ 0.50% · 4.625%
HK$188,953
+HK$10,838/mo
Deposit HK$15.75M · loan HK$36.75M · min. income ≈ HK$356,230/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$2,231,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,459
−HK$10,073/mo
▼ 0.25% · 3.875%
HK$191,459
−HK$5,073/mo
Today · 4.125%
HK$196,532
baseline
▲ 0.50% · 4.625%
HK$206,892
+HK$10,360/mo
Deposit HK$15.75M · loan HK$36.75M · min. income ≈ HK$393,064/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$2,231,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,492
−HK$13,513/mo
▼ 0.25% · 3.875%
HK$222,195
−HK$6,810/mo
Today · 4.125%
HK$229,005
baseline
▲ 0.50% · 4.625%
HK$242,939
+HK$13,934/mo
Deposit HK$5.25M · loan HK$47.25M · min. income ≈ HK$458,010/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$2,231,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,733
−HK$12,952/mo
▼ 0.25% · 3.875%
HK$246,162
−HK$6,523/mo
Today · 4.125%
HK$252,685
baseline
▲ 0.50% · 4.625%
HK$266,004
+HK$13,319/mo
Deposit HK$5.25M · loan HK$47.25M · min. income ≈ HK$505,370/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$2,231,329 · Scale 2, in force from 26 Feb 2026)