LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,972
−HK$751/mo
▼ 0.25% · 3.875%
HK$12,345
−HK$378/mo
Today · 4.125%
HK$12,723
baseline
▲ 0.50% · 4.625%
HK$13,497
+HK$774/mo
Deposit HK$2.63M · loan HK$2.63M · min. income ≈ HK$25,446/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$118,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,319
−HK$720/mo
▼ 0.25% · 3.875%
HK$13,676
−HK$363/mo
Today · 4.125%
HK$14,039
baseline
▲ 0.50% · 4.625%
HK$14,779
+HK$740/mo
Deposit HK$2.63M · loan HK$2.63M · min. income ≈ HK$28,078/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$118,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,367
−HK$901/mo
▼ 0.25% · 3.875%
HK$14,814
−HK$454/mo
Today · 4.125%
HK$15,268
baseline
▲ 0.50% · 4.625%
HK$16,197
+HK$929/mo
Deposit HK$2.10M · loan HK$3.15M · min. income ≈ HK$30,536/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$118,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,983
−HK$863/mo
▼ 0.25% · 3.875%
HK$16,411
−HK$435/mo
Today · 4.125%
HK$16,846
baseline
▲ 0.50% · 4.625%
HK$17,734
+HK$888/mo
Deposit HK$2.10M · loan HK$3.15M · min. income ≈ HK$33,692/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$118,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,761
−HK$1,051/mo
▼ 0.25% · 3.875%
HK$17,283
−HK$529/mo
Today · 4.125%
HK$17,812
baseline
▲ 0.50% · 4.625%
HK$18,896
+HK$1,084/mo
Deposit HK$1.58M · loan HK$3.68M · min. income ≈ HK$35,624/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$118,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,647
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$19,147
−HK$507/mo
Today · 4.125%
HK$19,654
baseline
▲ 0.50% · 4.625%
HK$20,690
+HK$1,036/mo
Deposit HK$1.58M · loan HK$3.68M · min. income ≈ HK$39,308/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$118,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,550
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,220
−HK$681/mo
Today · 4.125%
HK$22,901
baseline
▲ 0.50% · 4.625%
HK$24,295
+HK$1,394/mo
Deposit HK$525K · loan HK$4.73M · min. income ≈ HK$45,802/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$118,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,974
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,617
−HK$653/mo
Today · 4.125%
HK$25,270
baseline
▲ 0.50% · 4.625%
HK$26,602
+HK$1,332/mo
Deposit HK$525K · loan HK$4.73M · min. income ≈ HK$50,540/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$118,135 · Scale 2, in force from 26 Feb 2026)