LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,744
−HK$7,509/mo
▼ 0.25% · 3.875%
HK$123,468
−HK$3,785/mo
Today · 4.125%
HK$127,253
baseline
▲ 0.50% · 4.625%
HK$134,996
+HK$7,743/mo
Deposit HK$26.26M · loan HK$26.26M · min. income ≈ HK$254,506/mo (50% DSR)
Upfront cash ≈ HK$28.49M (deposit + AVD stamp duty HK$2,231,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,214
−HK$7,197/mo
▼ 0.25% · 3.875%
HK$136,786
−HK$3,625/mo
Today · 4.125%
HK$140,411
baseline
▲ 0.50% · 4.625%
HK$147,812
+HK$7,401/mo
Deposit HK$26.26M · loan HK$26.26M · min. income ≈ HK$280,822/mo (50% DSR)
Upfront cash ≈ HK$28.49M (deposit + AVD stamp duty HK$2,231,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,693
−HK$9,010/mo
▼ 0.25% · 3.875%
HK$148,162
−HK$4,541/mo
Today · 4.125%
HK$152,703
baseline
▲ 0.50% · 4.625%
HK$161,995
+HK$9,292/mo
Deposit HK$21.01M · loan HK$31.51M · min. income ≈ HK$305,406/mo (50% DSR)
Upfront cash ≈ HK$23.24M (deposit + AVD stamp duty HK$2,231,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,856
−HK$8,637/mo
▼ 0.25% · 3.875%
HK$164,144
−HK$4,349/mo
Today · 4.125%
HK$168,493
baseline
▲ 0.50% · 4.625%
HK$177,375
+HK$8,882/mo
Deposit HK$21.01M · loan HK$31.51M · min. income ≈ HK$336,986/mo (50% DSR)
Upfront cash ≈ HK$23.24M (deposit + AVD stamp duty HK$2,231,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,641
−HK$10,513/mo
▼ 0.25% · 3.875%
HK$172,856
−HK$5,298/mo
Today · 4.125%
HK$178,154
baseline
▲ 0.50% · 4.625%
HK$188,994
+HK$10,840/mo
Deposit HK$15.75M · loan HK$36.76M · min. income ≈ HK$356,308/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$2,231,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,499
−HK$10,076/mo
▼ 0.25% · 3.875%
HK$191,501
−HK$5,074/mo
Today · 4.125%
HK$196,575
baseline
▲ 0.50% · 4.625%
HK$206,937
+HK$10,362/mo
Deposit HK$15.75M · loan HK$36.76M · min. income ≈ HK$393,150/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$2,231,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,539
−HK$13,516/mo
▼ 0.25% · 3.875%
HK$222,243
−HK$6,812/mo
Today · 4.125%
HK$229,055
baseline
▲ 0.50% · 4.625%
HK$242,992
+HK$13,937/mo
Deposit HK$5.25M · loan HK$47.26M · min. income ≈ HK$458,110/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$2,231,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,785
−HK$12,955/mo
▼ 0.25% · 3.875%
HK$246,216
−HK$6,524/mo
Today · 4.125%
HK$252,740
baseline
▲ 0.50% · 4.625%
HK$266,062
+HK$13,322/mo
Deposit HK$5.25M · loan HK$47.26M · min. income ≈ HK$505,480/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$2,231,815 · Scale 2, in force from 26 Feb 2026)