LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,763
−HK$7,510/mo
▼ 0.25% · 3.875%
HK$123,488
−HK$3,785/mo
Today · 4.125%
HK$127,273
baseline
▲ 0.50% · 4.625%
HK$135,017
+HK$7,744/mo
Deposit HK$26.26M · loan HK$26.26M · min. income ≈ HK$254,546/mo (50% DSR)
Upfront cash ≈ HK$28.49M (deposit + AVD stamp duty HK$2,232,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,235
−HK$7,198/mo
▼ 0.25% · 3.875%
HK$136,808
−HK$3,625/mo
Today · 4.125%
HK$140,433
baseline
▲ 0.50% · 4.625%
HK$147,836
+HK$7,403/mo
Deposit HK$26.26M · loan HK$26.26M · min. income ≈ HK$280,866/mo (50% DSR)
Upfront cash ≈ HK$28.49M (deposit + AVD stamp duty HK$2,232,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,715
−HK$9,013/mo
▼ 0.25% · 3.875%
HK$148,186
−HK$4,542/mo
Today · 4.125%
HK$152,728
baseline
▲ 0.50% · 4.625%
HK$162,021
+HK$9,293/mo
Deposit HK$21.01M · loan HK$31.51M · min. income ≈ HK$305,456/mo (50% DSR)
Upfront cash ≈ HK$23.24M (deposit + AVD stamp duty HK$2,232,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,882
−HK$8,638/mo
▼ 0.25% · 3.875%
HK$164,170
−HK$4,350/mo
Today · 4.125%
HK$168,520
baseline
▲ 0.50% · 4.625%
HK$177,403
+HK$8,883/mo
Deposit HK$21.01M · loan HK$31.51M · min. income ≈ HK$337,040/mo (50% DSR)
Upfront cash ≈ HK$23.24M (deposit + AVD stamp duty HK$2,232,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,668
−HK$10,514/mo
▼ 0.25% · 3.875%
HK$172,883
−HK$5,299/mo
Today · 4.125%
HK$178,182
baseline
▲ 0.50% · 4.625%
HK$189,024
+HK$10,842/mo
Deposit HK$15.76M · loan HK$36.77M · min. income ≈ HK$356,364/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$2,232,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,529
−HK$10,077/mo
▼ 0.25% · 3.875%
HK$191,532
−HK$5,074/mo
Today · 4.125%
HK$196,606
baseline
▲ 0.50% · 4.625%
HK$206,970
+HK$10,364/mo
Deposit HK$15.76M · loan HK$36.77M · min. income ≈ HK$393,212/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$2,232,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,573
−HK$13,518/mo
▼ 0.25% · 3.875%
HK$222,279
−HK$6,812/mo
Today · 4.125%
HK$229,091
baseline
▲ 0.50% · 4.625%
HK$243,031
+HK$13,940/mo
Deposit HK$5.25M · loan HK$47.27M · min. income ≈ HK$458,182/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$2,232,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,823
−HK$12,957/mo
▼ 0.25% · 3.875%
HK$246,255
−HK$6,525/mo
Today · 4.125%
HK$252,780
baseline
▲ 0.50% · 4.625%
HK$266,104
+HK$13,324/mo
Deposit HK$5.25M · loan HK$47.27M · min. income ≈ HK$505,560/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$2,232,170 · Scale 2, in force from 26 Feb 2026)