LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,775
−HK$7,511/mo
▼ 0.25% · 3.875%
HK$123,501
−HK$3,785/mo
Today · 4.125%
HK$127,286
baseline
▲ 0.50% · 4.625%
HK$135,031
+HK$7,745/mo
Deposit HK$26.26M · loan HK$26.26M · min. income ≈ HK$254,572/mo (50% DSR)
Upfront cash ≈ HK$28.50M (deposit + AVD stamp duty HK$2,232,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,249
−HK$7,199/mo
▼ 0.25% · 3.875%
HK$136,823
−HK$3,625/mo
Today · 4.125%
HK$140,448
baseline
▲ 0.50% · 4.625%
HK$147,851
+HK$7,403/mo
Deposit HK$26.26M · loan HK$26.26M · min. income ≈ HK$280,896/mo (50% DSR)
Upfront cash ≈ HK$28.50M (deposit + AVD stamp duty HK$2,232,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,730
−HK$9,014/mo
▼ 0.25% · 3.875%
HK$148,201
−HK$4,543/mo
Today · 4.125%
HK$152,744
baseline
▲ 0.50% · 4.625%
HK$162,038
+HK$9,294/mo
Deposit HK$21.01M · loan HK$31.52M · min. income ≈ HK$305,488/mo (50% DSR)
Upfront cash ≈ HK$23.24M (deposit + AVD stamp duty HK$2,232,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,899
−HK$8,638/mo
▼ 0.25% · 3.875%
HK$164,187
−HK$4,350/mo
Today · 4.125%
HK$168,537
baseline
▲ 0.50% · 4.625%
HK$177,421
+HK$8,884/mo
Deposit HK$21.01M · loan HK$31.52M · min. income ≈ HK$337,074/mo (50% DSR)
Upfront cash ≈ HK$23.24M (deposit + AVD stamp duty HK$2,232,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,685
−HK$10,516/mo
▼ 0.25% · 3.875%
HK$172,901
−HK$5,300/mo
Today · 4.125%
HK$178,201
baseline
▲ 0.50% · 4.625%
HK$189,044
+HK$10,843/mo
Deposit HK$15.76M · loan HK$36.77M · min. income ≈ HK$356,402/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$2,232,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,548
−HK$10,079/mo
▼ 0.25% · 3.875%
HK$191,552
−HK$5,075/mo
Today · 4.125%
HK$196,627
baseline
▲ 0.50% · 4.625%
HK$206,992
+HK$10,365/mo
Deposit HK$15.76M · loan HK$36.77M · min. income ≈ HK$393,254/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$2,232,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,596
−HK$13,519/mo
▼ 0.25% · 3.875%
HK$222,302
−HK$6,813/mo
Today · 4.125%
HK$229,115
baseline
▲ 0.50% · 4.625%
HK$243,056
+HK$13,941/mo
Deposit HK$5.25M · loan HK$47.27M · min. income ≈ HK$458,230/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$2,232,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,848
−HK$12,958/mo
▼ 0.25% · 3.875%
HK$246,281
−HK$6,525/mo
Today · 4.125%
HK$252,806
baseline
▲ 0.50% · 4.625%
HK$266,132
+HK$13,326/mo
Deposit HK$5.25M · loan HK$47.27M · min. income ≈ HK$505,612/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$2,232,404 · Scale 2, in force from 26 Feb 2026)