LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,978
−HK$751/mo
▼ 0.25% · 3.875%
HK$12,351
−HK$378/mo
Today · 4.125%
HK$12,729
baseline
▲ 0.50% · 4.625%
HK$13,504
+HK$775/mo
Deposit HK$2.63M · loan HK$2.63M · min. income ≈ HK$25,458/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$118,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,326
−HK$719/mo
▼ 0.25% · 3.875%
HK$13,683
−HK$362/mo
Today · 4.125%
HK$14,045
baseline
▲ 0.50% · 4.625%
HK$14,786
+HK$741/mo
Deposit HK$2.63M · loan HK$2.63M · min. income ≈ HK$28,090/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$118,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,374
−HK$901/mo
▼ 0.25% · 3.875%
HK$14,821
−HK$454/mo
Today · 4.125%
HK$15,275
baseline
▲ 0.50% · 4.625%
HK$16,205
+HK$930/mo
Deposit HK$2.10M · loan HK$3.15M · min. income ≈ HK$30,550/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$118,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,991
−HK$864/mo
▼ 0.25% · 3.875%
HK$16,420
−HK$435/mo
Today · 4.125%
HK$16,855
baseline
▲ 0.50% · 4.625%
HK$17,743
+HK$888/mo
Deposit HK$2.10M · loan HK$3.15M · min. income ≈ HK$33,710/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$118,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,769
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$17,291
−HK$530/mo
Today · 4.125%
HK$17,821
baseline
▲ 0.50% · 4.625%
HK$18,905
+HK$1,084/mo
Deposit HK$1.58M · loan HK$3.68M · min. income ≈ HK$35,642/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$118,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,656
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$19,156
−HK$508/mo
Today · 4.125%
HK$19,664
baseline
▲ 0.50% · 4.625%
HK$20,700
+HK$1,036/mo
Deposit HK$1.58M · loan HK$3.68M · min. income ≈ HK$39,328/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$118,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,561
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,231
−HK$682/mo
Today · 4.125%
HK$22,913
baseline
▲ 0.50% · 4.625%
HK$24,307
+HK$1,394/mo
Deposit HK$525K · loan HK$4.73M · min. income ≈ HK$45,826/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$118,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,986
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,629
−HK$653/mo
Today · 4.125%
HK$25,282
baseline
▲ 0.50% · 4.625%
HK$26,615
+HK$1,333/mo
Deposit HK$525K · loan HK$4.73M · min. income ≈ HK$50,564/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$118,192 · Scale 2, in force from 26 Feb 2026)