LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,795
−HK$7,512/mo
▼ 0.25% · 3.875%
HK$123,522
−HK$3,785/mo
Today · 4.125%
HK$127,307
baseline
▲ 0.50% · 4.625%
HK$135,054
+HK$7,747/mo
Deposit HK$26.27M · loan HK$26.27M · min. income ≈ HK$254,614/mo (50% DSR)
Upfront cash ≈ HK$28.50M (deposit + AVD stamp duty HK$2,232,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,271
−HK$7,200/mo
▼ 0.25% · 3.875%
HK$136,845
−HK$3,626/mo
Today · 4.125%
HK$140,471
baseline
▲ 0.50% · 4.625%
HK$147,876
+HK$7,405/mo
Deposit HK$26.27M · loan HK$26.27M · min. income ≈ HK$280,942/mo (50% DSR)
Upfront cash ≈ HK$28.50M (deposit + AVD stamp duty HK$2,232,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,754
−HK$9,015/mo
▼ 0.25% · 3.875%
HK$148,226
−HK$4,543/mo
Today · 4.125%
HK$152,769
baseline
▲ 0.50% · 4.625%
HK$162,065
+HK$9,296/mo
Deposit HK$21.01M · loan HK$31.52M · min. income ≈ HK$305,538/mo (50% DSR)
Upfront cash ≈ HK$23.25M (deposit + AVD stamp duty HK$2,232,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,925
−HK$8,641/mo
▼ 0.25% · 3.875%
HK$164,214
−HK$4,352/mo
Today · 4.125%
HK$168,566
baseline
▲ 0.50% · 4.625%
HK$177,451
+HK$8,885/mo
Deposit HK$21.01M · loan HK$31.52M · min. income ≈ HK$337,132/mo (50% DSR)
Upfront cash ≈ HK$23.25M (deposit + AVD stamp duty HK$2,232,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,713
−HK$10,517/mo
▼ 0.25% · 3.875%
HK$172,930
−HK$5,300/mo
Today · 4.125%
HK$178,230
baseline
▲ 0.50% · 4.625%
HK$189,075
+HK$10,845/mo
Deposit HK$15.76M · loan HK$36.78M · min. income ≈ HK$356,460/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$2,232,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,579
−HK$10,081/mo
▼ 0.25% · 3.875%
HK$191,583
−HK$5,077/mo
Today · 4.125%
HK$196,660
baseline
▲ 0.50% · 4.625%
HK$207,026
+HK$10,366/mo
Deposit HK$15.76M · loan HK$36.78M · min. income ≈ HK$393,320/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$2,232,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,631
−HK$13,522/mo
▼ 0.25% · 3.875%
HK$222,339
−HK$6,814/mo
Today · 4.125%
HK$229,153
baseline
▲ 0.50% · 4.625%
HK$243,097
+HK$13,944/mo
Deposit HK$5.25M · loan HK$47.28M · min. income ≈ HK$458,306/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$2,232,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,888
−HK$12,960/mo
▼ 0.25% · 3.875%
HK$246,322
−HK$6,526/mo
Today · 4.125%
HK$252,848
baseline
▲ 0.50% · 4.625%
HK$266,176
+HK$13,328/mo
Deposit HK$5.25M · loan HK$47.28M · min. income ≈ HK$505,696/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$2,232,775 · Scale 2, in force from 26 Feb 2026)